Seltzer & Associates provides an initial consultation of your claim free of charge. Whether you need to file a claim or have had a claim denied or terminated, we can review your policy and pertinent documents for you without financial obligation. We will review the issues specific to your individual situation, including your policy provisions, medical records, and other documents you have on hand.

Individual disability insurance claims are unique to each individual. Your specific occupation, disabling medical condition, and individual policy you purchased require a collective analysis to determine how all of the parts best fit together. At Seltzer & Associates, we can help you understand the process of claiming individual disability insurance benefits and how to present your claim in the strongest possible way with the highest likelihood of being honored by your disability insurance company.

In addition to reviewing your potential claim, we will begin the process of explaining to you what you can expect to encounter as you engage your disability insurance company in the claims process. We will help you make the most informed and effective decision as to how to proceed in filing your claim and throughout the claims process for your individual disability insurance benefits.