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Monthly Archives: June 2020

Doctors & Addiction: Do You Qualify for Disability Benefits?

Jun 30, 2020 in Articles by

Doctors and medical personnel have high-stress jobs that can trigger emotional and physical conditions like addiction, depression, anxiety and PTSD. Dealing with the loss of life and patients and their families during the worst moments of their life can cause a person distress more so than less demanding jobs.  Addiction in doctors is a coping mechanism, and one that requires attention to overcome. For many, addiction to drugs or alcohol means they are unable to see patients or perform surgeries. If this is the case, you may qualify for benefits under your disability insurance policy.   About Addiction in Doctors Physicians […]

Do I Qualify for Short-Term or Long-Term Disability Insurance Due to Coronavirus?

Jun 24, 2020 in Articles by

Short-term disability insurance plans provide benefits if you’re unable to work due to an injury or illness. It’s different from workers’ compensation insurance that only provides coverage if you’re injured on the job. Disability insurance covers you when you get injured or become ill and can no longer perform the duties basic of your job. Seltzer & Associates is representing essential frontline workers, like healthcare professionals, claim and receive disability insurance benefits. If you’ve developed a disorder, like anxiety, depression, PTSD, or addiction, as a result of your COVID-19-related work, you may qualify for disability insurance benefits. Speak with a […]

A Note to Those on the Front Lines From Your Philadelphia Disability Insurance Lawyer

Jun 17, 2020 in Articles by

To our COVID-19 frontline workers in Philadelphia and across the country, we see you and value the work you’re doing for our communities. Our country has never seen a medical crisis of this magnitude, and we are learning together that the services of our frontline workers are more critical than we previously acknowledged.   For the doctors and nurses, police officers and health department officials, for the paramedics social workers, journalists and delivery men and women – we salute you and your essential efforts to combat the coronavirus and keep America up and running.  Disability Insurance Benefits for Healthcare Workers Each […]

What Essential Employees Need to Know About Long-Term Disability Insurance

Jun 10, 2020 in Articles by

A sudden condition or medical issue can devastate an employee’s career and cause financial problems. For example, a physician who has a debilitating heart attack and suffers a reduction of heart function that prevents her from being able to work will experience lost income and unplanned medical expenses for hospitalization, outpatient treatment, rehabilitation, prescriptions, etc. Long term disability insurance exists for scenarios like this one, where an employee is no longer able to complete their essential job duties due to a medical issue, psychiatric impairment, addiction or other disabling condition. Disability Insurance is Not the Same as Workers’ Compensation Long term […]