For many, the beginning of summer brings to mind relaxation, time with friends and family, and holiday plans. Unfortunately for people who already suffer from or have an increased risk for cardiovascular disease, heart disease, heart attacks, and other disabling conditions, the summer heat poses additional risk for worsening the condition and potentially resulting in disability. That being the case, when disability keeps healthcare workers from engaging in their work in the medical field, they need to make a claim for disability insurance benefits. These benefits provide replacement income to offset lost wages due to a disabling condition, keeping the […]

Millions of Americans suffer from back pain every year. From short-term episodes to chronic suffering from back pain, this is an ongoing problem in terms of our population’s physical and economic health. The economic cost of lost wages and treating back pain and injuries is high. Those who suffer from disabling back pain experience the cost of treatment, lost income, and potential career loss. Short-term and long-term disability insurance benefits offer replacement income when medical professionals cannot continue working in their medical careers due to disabling back pain. That said, physicians who are suffering from a disabling back condition and […]