You could have access to millions of dollars in benefits to protect you from the vagaries of an unknown future. Or you might find yourself holding an empty bag. The time to find out is right now. Nobody wants to think about using long-term disability insurance. The thought of being saddled with a mental or physical disability that interferes with your ability to practice your profession is not one most of us spend time dwelling on. And that’s a fine approach—most of the time. But every once in a while, it is important to give the issue some thought. When […]

Society has moved on. COVID is old news for many people. But for many professionals, the effects of COVID-19 continue to cause serious problems that interfere with the ability to work. Insurance companies are skeptical, and this is leading them to deny claims and discontinue benefits for doctors, nurses, dentists, psychologists, and other professionals suffering the effects of what has come to be known as “long COVID” or “post-COVID-19 syndrome.” While all is quiet on the media front, new variants of COVID-19 are still emerging and still triggering life-changing illness. When the effects of any version of COVID-19 cause disabilities […]