Recover Disability Insurance Benefits for Addiction with the Help of a Philadelphia Substance Abuse Lawyer

At Seltzer & Associates, we limit our practice exclusively to disability insurance claims and cases. The largest percentage of claims we handle involve healthcare providers and other professionals who suffer from addictions. We have gone to great lengths to obtain the knowledge and exposure needed in order to understand addiction, and therefore, to most effectively present and prosecute our clients’ claims. We prosecute our clients’ claims using a comprehensive, multifaceted approach. We appreciate the complexities involved in working with addictions and co-occurring illnesses, and develop our strategies in view of those complexities. Our Philadelphia substance abuse attorneys understand that addiction is a disease of compulsion and loss of control.

Our firm is actively involved with the addiction and recovery communities. We attend medical conferences, sponsored by organizations such as The American Society of Addiction Medicine, Federation of State Physician Health Programs, and International Doctors in Alcoholics Anonymous (IDAA). Mr. Seltzer is a frequent presenter at these conferences on topics involving disability insurance claims and addiction. We have worked with, visited, and presented at many rehabilitation centers and Professional Health Programs throughout the country. We are familiar with, and attend lectures presented by the most respected and prominent experts in the field of addiction.

We represent our clients with the utmost sensitivity, discretion, and appreciation for their illness. Our firm handles these cases with absolute professionalism, in a manner that provides the maximum amount of privacy for our clients. We also fully understand the multiple confidentiality issues with which our clients face. Your Philadelphia substance abuse attorney will pursue these claims in a way which ensures our prosecution of our clients’ rights never compromises confidentiality.

Proving Your Disability Insurance Case with the Help of a Philadelphia Substance Abuse Lawyer

Our goal, as a firm, is to help our clients obtain the benefits to which they are entitled, and to free our clients to devote their energy to maintaining their recovery. Our team is sensitive to the many challenges that come with addiction. We consider other issues such as co-occurring psychiatric or medical conditions, family concerns, employment problems, and legal difficulties that often ensue from the illness. We understand the hardships and vulnerability that most of our clients suffer at this time in their lives. We are committed to making certain that disability insurance carriers do not take advantage of our clients’ vulnerabilities. We help give our clients the freedom to go forward with their lives in positive and constructive ways.

Insurance companies deny disability claims for any number of reasons. In preparing your case, we examine your policies and eligibility for individual disability insurance and long-term disability insurance benefits.  Our Philadelphia substance abuse lawyers work with medical providers to help them understand what is required by your disability insurance company and for your disability insurance claim. With our experience nationwide in disability and addiction matters, we are equipped to secure disability insurance benefits for medical providers and other professionals. Our reputation for success is built on our knowledge: knowing what insurance companies are looking for in their evaluation of disability insurance claims and knowing how to present our client’s claim to their disability insurance companies in the strongest, most well-supported way.  This helps us secure our client’s disability insurance benefits to the full extent to which they are entitled. Our comprehensive approach in representing our clients assists them on the road to recovery and restoration of their livelihoods. 

Consequences and Effects of Addiction for Medical Professionals

Addiction causes a multitude of issues which impairs a healthcare provider’s life and career through the symptoms and effects of addiction. While suffering from addiction, professionals are often impaired or do not function at their highest ability. Alcohol and drug addiction includes physical symptoms which compromise one’s ability to perform the duties of their specialty or maintain a career. Physical symptoms include:

  • Insomni=
  • Headaches
  • Nausea
  • Tremors or Shaking
  • Memory Issues
  • Additional disease, such as liver disease, heart disease, or high blood pressure

Withdrawing from a substance due to addiction is accompanied by severe physical side effects. In addition to possibly needing to go through withdrawal in a treatment facility, thereby removing professionals from their ability to see their own patients and clients, those in recovery may also experience: anxiety, tremors, confusion, seizures, and other ongoing effects as the body adjusts during withdrawal. Further treatment for these conditions is most often mandated and additionally necessitates removal  from the workplace. These ongoing physical and mental impairments usually require additional treatment and time away from your specialized area of practice, making ongoing disability benefits necessary. Knowing the importance of reputation to our professional clients and the success of their practices, we place the greatest care into preserving our clients’ confidentiality and privacy while pursuing their case.

These effects certainly limit the ability to maintain a professional career. Tremors prevent skillful operation maneuvers in surgery. Cognitive impairment limits the ability to perform high level executive function which is necessary to perform essential duties of professional specialties or business related responsibilities such as negotiating and completing business transactions. Without treatment and the receipt of disability insurance benefits for addiction, and restoration of one’s health, the ability to conduct business can significantly decline, if not totally, and customers, clients, and patients suffer along with those suffering from addiction. 

Behavioral Addictions Can Also Pose a Career Interruption

Behavioral addictions also impair the ability to maintain your career. Addiction causes a loss of control and disrupts the regular activities required to conduct business. Examples of behavioral addictions include addiction to:

  • Gambling
  • Pornography
  • Sex
  • Food
  • Shopping
  • Other Risky Behavior

In behavioral addictions, those suffering from addiction seek out certain activities or engage in particular behaviors to fulfill an addictive need. As the disease progresses, the addicted professional engages in these behaviors more in both frequency and quantity, further disrupting their ability to engage in successful business activities. 

Contact a Philadelphia Substance Abuse Lawyer and Learn Your Disability Insurance Options 

If you are suffering from addiction, whether to substances or a behavioral addiction, you need to contact a Philadelphia substance abuse lawyer right away to secure your disability benefits. At Seltzer & Associates we represent clients nationwide to assist them with their disability insurance claims and help them return to a healthy life.

As an additional note, Seltzer & Associates recognizes that addiction can be triggered or worsened for frontline workers responsible for treatment of COVID-19 patients. Our practice is available to medical professionals nationwide to discuss your individual disability insurance and long term disability insurance coverage available, and filing a claim for benefits as a result of the pandemic.