The physicians, lawyers, executives, and medical professionals we represent face an increased risk during the COVID-19 pandemic by just performing their job duties, and the prospect of becoming sick has essential employees asking questions about their disability insurance coverage.
Essential workers, especially those in the medical field, are working long hours in environments that put themselves and their families at risk. The COVID-19 pandemic has, no doubt, added immense stress to the daily lives of physicians, dentists, psychologists, executives and lawyers who are still showing up and performing their essential daily duties.
Every Philadelphia disability insurance attorney at Seltzer & Associates understands how the coronavirus has the potential to affect your livelihood, physical health, mental health, and overall ability to perform your principal occupational duties. If you’re questioning whether or not your disability insurance coverage applies to your specific situation, reach out to our disability insurance legal team.
Do I qualify for short-term disability payments due to COVID-19?
Lawyers, doctors, medical professionals and other essential employees face an increased risk of becoming infected with COVID-19. Your short-term disability insurance covers injuries and illnesses that prevent or limit your ability to work and perform your principal occupational duties.
Exposure to coronavirus, illness from coronavirus or an inability to continue performing your job duties as a result of providing professional services to patients diagnosed with coronavirus could qualify you for short-term disability payments. To discuss your potential claim in further detail, contact our firm for a free initial claim evaluation.
Do I qualify for long-term disability benefit payments due to the coronavirus?
While the physical long-term effects of the coronavirus infection are unknown, we can expect essential employees to suffer from injuries and illnesses as a result of providing their professional services during the pandemic.
Whether your injuries and illnesses are due to being infected with COVID-19 itself, or you suffer from other illnesses like addiction, anxiety, depression, or PTSD, your long-term disability insurance benefits may apply.
What if I can’t work because of the coronavirus?
There are various ways by which the coronavirus may prevent you from working, including being infected with the virus, or a resulting injury or illness such as anxiety and depression triggered by providing your essential services during the coronavirus pandemic.
If you feel you have a claim that’s related to the providing of professional services during the COVID-19 pandemic, we encourage you to contact a Philadelphia disability insurance attorney at our firm so we can determine if disability coverage applies to your specific situation.
What if the coronavirus has caused my mental health to decline?
If you’re suffering from a mental illness due to the coronavirus pandemic, you may qualify for disability benefits. A catastrophic event, like a global pandemic, can trigger mental illnesses such as depression, panic attacks and PTSD.
The long-term risks associated with performing an essential job every day are unknown, but what we do know is that the current situation of the country has our clients prioritizing their well-being second to the essential jobs they perform.
As a result, essential workers struggle with a great psychological burden that can manifest in depression, addiction, anxiety, insomnia, and other physiological conditions.
If you’re a frontline worker struggling to meet the demands of your job duties as a result of the coronavirus pandemic, you may be able to receive short-term and/or long-term disability benefits. Seltzer & Associates offers a free initial consultation of your claim. Contact us today to learn more.
How is my current disability claim being impacted?
Almost every business has recently altered their practices and operations to account for less staff and decreased business during the coronavirus pandemic. Insurance companies can be subject to similar modifications, but based on the announcements and resources of many insurance providers, established disability insurance claims will likely not be affected and you can expect to receive your disability benefits uninterrupted.
There may be situations that require action on your part if your disability claim is currently under investigation or you’ve been asked to submit updated claim forms.
Contact a Philadelphia Disability Insurance Attorney
Our team is here for you during this difficult and unnerving time. Seltzer & Associates limits our practice to working with physicians, dentists, psychologists, nurse anesthetists, chiropractors, medical professionals, executives, lawyers, accountants, and other professionals who may be considered essential employees during the coronavirus outbreak.
We are 100% operational, working normal business hours, and available to review your COVID-19-related disability insurance claim remotely. There is no need to come into the office to meet with an attorney. Our focus is on you and helping you get the financial resources you need so you can focus on your health.
If you have questions about your COVID-19 disability insurance claim, contact a Philadelphia disability insurance attorney at our firm to get started with a free claim evaluation.
Other COVID-19 Disability Insurance Resources