Category: Articles

Physician Burnout: Factors and Consequences

Oct 29, 2021 in Articles by

Physicians, surgeons and dentists have stressful, demanding careers. Caring for patients, maintaining a busy schedule, and balancing the demands of daily life can take a toll. When these stressors rise to an unmanageable level, burnout can occur. Physicians may become unable to practice medicine because of the mental and cognitive effects of burnout. Losses in income and added financial stress adds to the vicious cycle and pressures brought on by physician burnout. Fortunately, disability insurance policies can provide some much-needed financial relief during this difficult time.  The approval of your claim for disability insurance benefits is essential when physician burnout […]

What is a Business Overhead Expense Policy (BOE)?

Oct 15, 2021 in Articles by

As a high-earning, skilled professional, you can take precautions against financial losses in the event of a disability that results in your inability to work. Individual disability and long-term disability insurance coverages provide personal financial security when you experience losses in income due to a disabling condition that keeps you from performing your job as you had before, but what happens to your practice and patients? There are additional expenses associated with running a business such as a medical or dental practice that your individual disability insurance policies will not cover.  You should not have to use your savings account […]

Disability Benefits for Doctors With Cancer

Oct 1, 2021 in Articles by

Cancer is a diagnosis that can startle anyone, even the most experienced doctors. Shock, denial, grief, and pain can overwhelm doctors suffering from this disease. A cancer diagnosis often comes with much uncertainty. Disability insurance benefits should be a source of stability and security for you so you can focus on beating the diagnosis. A Philadelphia disability insurance attorney can help you through the disability claims process. Seltzer & Associates represents medical professionals essential to caring for our communities. We apply our years of professional experience in handling disability insurance claims to achieve the best possible outcomes for our clients.  […]

High Salaries. Good Benefits. Do Disability Insurance Companies Target Medical Professionals?

Aug 24, 2021 in Articles by

Insurance companies are a business and seek ways to protect their profits. Unfortunately, for medical professionals, disability insurance companies at times target high earning medical professionals for policy denials and terminations of disability insurance benefits due to the large monthly benefits the insurance company may be required to pay on these claims.

5 Things Doctors Need to Know About Disability Insurance

Jun 30, 2021 in Articles by

Disability insurance policies are purchased to provide financial security to insured individuals should they become unable to work in the same capacity due to a disabling medical condition. This insurance coverage is important to all professionals, particularly licensed doctors such as physicians and surgeons.    At Seltzer & Associates, we have extensive experience working with insurance companies nationwide and pursuing claims for medical professionals seeking individual, group, short-term and long-term disability insurance benefits. If your ability to work has been affected by a medical condition a Philadelphia long-term disability lawyer may be able to help. Not only will our team help […]