Category: Disability Insurance for Doctors

Prediction: Long-Term Disability Claims Will Rise After COVID-19

Sep 16, 2020 in Articles by

COVID-19 has turned our world upside down. Millions of people have been infected with coronavirus, and the long-term effects are still widely unknown. One prediction is likely to come true: long-term disability claims will rise after COVID-19. Whether your disability stems from COVID-19 or another source, a Philadelphia long-term disability insurance attorney at Seltzer & Associates is ready to discuss your claim for disability insurance benefits today. Ask a Philadelphia Long-Term Disability Claim Attorney: Why Might Long-Term Disability Claims Rise After COVID-19? While we have learned quite a bit about the novel coronavirus over the last several months, our growing […]

When Should a Physician Hire a Disability Insurance Lawyer?

Jul 29, 2020 in Articles by

Deciding to hire a professional is a big decision, but as a physician, you understand the importance of hiring a professional to address specific needs. Your disability insurance benefits are there to provide you financial peace of mind when you are unable to work due to your disabling medical condition, but the disability insurance companies do not make the process easy on anyone. Relying on a Philadelphia Disability Insurance Lawyer to handle your claim for disability insurance benefits is the right choice. With nationwide experience dealing with all major disability insurance carriers, Seltzer & Associates is prepared to fight for […]

Client Spotlight: Philadelphia Disability Insurance Attorneys for Physicians

Jul 2, 2020 in Articles by

Physicians are called to take care of the health and well-being of patients, but when an accident or injury results in their own disability, they need an advocate for their personal health and well-being, which includes financial security.    Seltzer & Associates has taken a special interest in representing physicians in disability insurance matters. Every Philadelphia disability insurance attorney on our team understands the intricacies of the medical profession. As a society, we place a unique pressure on physicians to perform at exceptional levels in demanding environments. A stressor that the coronavirus pandemic has amplified in recent months. After years of […]

Doctors & Addiction: Do You Qualify for Disability Benefits?

Jun 30, 2020 in Articles by

Doctors and medical personnel have high-stress jobs that can trigger emotional and physical conditions like addiction, depression, anxiety and PTSD. Dealing with the loss of life and patients and their families during the worst moments of their life can cause a person distress more so than less demanding jobs.  Addiction in doctors is a coping mechanism, and one that requires attention to overcome. For many, addiction to drugs or alcohol means they are unable to see patients or perform surgeries. If this is the case, you may qualify for benefits under your disability insurance policy.   About Addiction in Doctors Physicians […]

Do I Qualify for Short-Term or Long-Term Disability Insurance Due to Coronavirus?

Jun 24, 2020 in Articles by

Short-term disability insurance plans provide benefits if you’re unable to work due to an injury or illness. It’s different from workers’ compensation insurance that only provides coverage if you’re injured on the job. Disability insurance covers you when you get injured or become ill and can no longer perform the duties basic of your job. Seltzer & Associates is representing essential frontline workers, like healthcare professionals, claim and receive disability insurance benefits. If you’ve developed a disorder, like anxiety, depression, PTSD, or addiction, as a result of your COVID-19-related work, you may qualify for disability insurance benefits. Speak with a […]

A Note to Those on the Front Lines From Your Philadelphia Disability Insurance Lawyer

Jun 17, 2020 in Articles by

To our COVID-19 frontline workers in Philadelphia and across the country, we see you and value the work you’re doing for our communities. Our country has never seen a medical crisis of this magnitude, and we are learning together that the services of our frontline workers are more critical than we previously acknowledged.   For the doctors and nurses, police officers and health department officials, for the paramedics social workers, journalists and delivery men and women – we salute you and your essential efforts to combat the coronavirus and keep America up and running.  Disability Insurance Benefits for Healthcare Workers Each […]

What Essential Employees Need to Know About Long-Term Disability Insurance

Jun 10, 2020 in Articles by

A sudden condition or medical issue can devastate an employee’s career and cause financial problems. For example, a physician who has a debilitating heart attack and suffers a reduction of heart function that prevents her from being able to work will experience lost income and unplanned medical expenses for hospitalization, outpatient treatment, rehabilitation, prescriptions, etc. Long term disability insurance exists for scenarios like this one, where an employee is no longer able to complete their essential job duties due to a medical issue, psychiatric impairment, addiction or other disabling condition. Disability Insurance is Not the Same as Workers’ Compensation Long term […]