Category: Disability Insurance for Doctors

Medical Residents Need Disability Insurance Benefits

Medical residents are a critical part of the medical industry. These doctors are integral to the future of medicine, participating in medical research and development and providing patient care. Since medical residents are in the early stages of their medical careers, they are still learning about all the components needed to make their careers successful. This includes mitigating lost income if they become disabled and are unable to continue working. Disability insurance benefits are an important resource for any medical professional, but residents should especially take note as well. Medical residents are juggling enough with work and other training responsibilities […]

Selecting Your Disability Insurance Policies – Reviewing Your Disability Insurance Needs

Physicians and other medical professionals have a lot to consider when selecting a disability insurance policy. As your career and medical practice develop, it is a good idea to periodically take stock of your needs in disability insurance policies to make sure you have appropriate coverage. Disability insurance benefits provide financial security when doctors are unable to work, including replacement income streams or protection to a physician’s practice in the form of business overhead expense insurance. Your disability insurance benefits can include a variety of provisions that are beneficial to doctors and other healthcare providers in particular. For example, the […]

Access to Disability Resources for Medical Professionals

Medical professionals are a great resource to their patients, providing recommendations and treatment plans to address illnesses and conditions afflicting their patients. Years of education and training go into developing medical professionals and achieving the level of knowledge and experience their patients rely upon when they have a health concern. Continuing education, research and development, and networking with other medical professionals create a wealth of information that healthcare providers can utilize, passing on these valuable resources to patients who need it. Healthcare providers also need access to resources when it comes to their own health and well-being. Whether these resources […]

Back Injuries Hurt Physicians and Their Patients

Back injuries are a common health problem. Our spines are responsible for so much of our mobility and activities of daily life. When someone experiences a back injury, it may be immediately disabling or become disabling over time. When back injuries are compounded, pain and limited mobility can quickly become a completely disabling condition.  People have different tolerances and experiences when it comes to pain and limited physical capacity.  It may be difficult to identify precisely when a condition reaches the point of becoming disabling.  Thus, it is critical that injured doctors seek medical advice and appropriate care for these […]

Repeat Heart Attacks Continue to Debilitate Doctors

Heart attacks can easily take a doctor out of practice. Unfortunately, after an initial heart attack, the heart is weakened and the risk of another heart attack increases. Just as an initial heart attack can prevent doctors from working, a repeat heart attack can further damage the heart muscle making a full recovery impossible. Suffering additional setbacks while already in recovery from a disabling medical condition can be frustrating and disheartening. Seltzer & Associates has years of experience representing clients who work in high-stress medical careers. Recognizing Your Risk for Repeat Heart Attacks  Common risks for a repeat heart attack […]

High Salaries. Good Benefits. Do Disability Insurance Companies Target Medical Professionals?

Aug 24, 2021 in Articles by

Insurance companies are a business and seek ways to protect their profits. Unfortunately, for medical professionals, disability insurance companies at times target high earning medical professionals for policy denials and terminations of disability insurance benefits due to the large monthly benefits the insurance company may be required to pay on these claims.

5 Things Doctors Need to Know About Disability Insurance

Jun 30, 2021 in Articles by

Disability insurance policies are purchased to provide financial security to insured individuals should they become unable to work in the same capacity due to a disabling medical condition. This insurance coverage is important to all professionals, particularly licensed doctors such as physicians and surgeons.    At Seltzer & Associates, we have extensive experience working with insurance companies nationwide and pursuing claims for medical professionals seeking individual, group, short-term and long-term disability insurance benefits. If your ability to work has been affected by a medical condition a Philadelphia long-term disability lawyer may be able to help. Not only will our team help […]

Social Anxiety: Do I Qualify for Disability Benefits in Philadelphia?

Jun 2, 2021 in Articles by

Social Anxiety Disorder is a mental health condition in which sufferers have difficulty engaging and interacting with others, going to new places, and meeting new people. Social anxiety can be devastating to a medical career due to the associated limitations. When social anxiety derails medical careers, many rely on disability insurance benefits for financial security. Unfortunately, many insurance companies make it difficult to secure disability insurance benefits for mental health conditions such as social anxiety. Working with a Philadelphia long-term disability lawyer can help you safeguard your future. At Seltzer & Associates, we understand how disruptive mental health disorders can […]