Category: Qualifying Conditions

Medical Professionals: Your Occupational Lack of Sleep Increases the Risk of Disability

The medical profession is known for being a demanding occupation. Long hours exhaust medical professionals physically, mentally, and emotionally. Historically, long hours while training and beginning a career in medicine were discussed as if longer hours and more strenuous training were something to aspire to in order to demonstrate dedication to the profession, even to the point of unsafe fatigue. Now we better know the consequences of working grueling hours and how sleep deprivation and fatigue can affect the health of doctors as well as the quality of care patients receive. Each sector of the medical profession comes with its […]

Repeat Heart Attacks Continue to Debilitate Doctors

Heart attacks can easily take a doctor out of practice. Unfortunately, after an initial heart attack, the heart is weakened and the risk of another heart attack increases. Just as an initial heart attack can prevent doctors from working, a repeat heart attack can further damage the heart muscle making a full recovery impossible. Suffering additional setbacks while already in recovery from a disabling medical condition can be frustrating and disheartening. Seltzer & Associates has years of experience representing clients who work in high-stress medical careers. Recognizing Your Risk for Repeat Heart Attacks  Common risks for a repeat heart attack […]

Cancer Challenges with Disability Insurance

Cancer affects millions of Americans annually. Due to the prevalence of cancer and the risk of recurrence, many insurance companies will limit or deny coverage for those who have previously had cancer or who have higher risk factors for cancer. This limitation puts medical professionals in a precarious state as they already are highlighted for denial and terminations by insurance companies due to potentially high payouts for claims. If you find yourself in a situation where your claim for disability insurance benefits is denied based on a cancer diagnosis, your disability attorney will review your policy and advise you accordingly. […]

Short-Term Disability Insurance Benefits Provide Financial Relief to Cancer Patients

A cancer diagnosis can quickly unsettle any individual. Uncertainty and fear creep into patients’ and caregivers’ minds as they face this new medical challenge. The good news is that medicine is constantly evolving, and new treatments for cancer have given new hope to patients and families. In some instances, treatment may only take a few months, and resolve before long-term disability insurance takes effect. Reviewing your insurance policy with the experienced legal team at Seltzer & Associates can help you prepare for filing a claim for long-term disability insurance benefits. Short-term disability insurance benefits can help a cancer patient lessen […]

Healthcare Conditions Can Impact Healthcare Workers’ Wellbeing

Feb 1, 2022 in COVID-19 by

Our medical professionals are under incredible pressure to treat patient illness and injury, save lives, and make groundbreaking medical discoveries, all while maintaining poise and confidence. Unfortunately, this pressure can build and become unsustainable. The stress our medical professionals experience daily compounds over time and can manifest in physical and mental health impairments. It can be so severe that it becomes necessary to take a leave of absence from the practice of medicine.  Medical professionals face unique occupational hazards. Being aware of these risks and potential consequences can prompt physicians to seek treatment as soon as possible, and to plan […]

Disability Benefits for Doctors With Cancer

Oct 1, 2021 in Articles by

Cancer is a diagnosis that can startle anyone, even the most experienced doctors. Shock, denial, grief, and pain can overwhelm doctors suffering from this disease. A cancer diagnosis often comes with much uncertainty. Disability insurance benefits should be a source of stability and security for you so you can focus on beating the diagnosis. A Philadelphia disability insurance attorney can help you through the disability claims process. Seltzer & Associates represents medical professionals essential to caring for our communities. We apply our years of professional experience in handling disability insurance claims to achieve the best possible outcomes for our clients.  […]

Working with Vocational Experts in Your Disability Case

Aug 31, 2020 in Articles by

When you are suffering from a disability, your medical treatment should be the primary focus of your medical care plan. However, being disabled brings a whole host of issues, including the financial concerns of being unable to work.  Our legal team understands your chief desire is to recover and be well enough to return to a meaningful medical career. We also understand that the physical and mental limitations of your disability prevent you from doing so. In order to secure your disability insurance benefits, you need to prove that due to your disability, you can no longer perform the material […]

Doctors & Addiction: Do You Qualify for Disability Benefits?

Jun 30, 2020 in Articles by

Doctors and medical personnel have high-stress jobs that can trigger emotional and physical conditions like addiction, depression, anxiety and PTSD. Dealing with the loss of life and patients and their families during the worst moments of their life can cause a person distress more so than less demanding jobs.  Addiction in doctors is a coping mechanism, and one that requires attention to overcome. For many, addiction to drugs or alcohol means they are unable to see patients or perform surgeries. If this is the case, you may qualify for benefits under your disability insurance policy.   About Addiction in Doctors Physicians […]