It often takes a serious struggle to get a disability insurance provider to start paying benefits on a claim, and when they do, the claimants often wrongly assume the struggle is over. But sometimes, it’s only just beginning. When an insurance company has sent a reservation of rights letter, it may be possible for the company to change its decision. Not only will they deny the claim and stop paying benefits—but they may also demand that you pay back benefits you’ve already received. This can amount to many thousands of dollars. It is vitally important for disability insurance policyholders to: […]