It takes knowledge, perseverance, and strategic planning to succeed with a high-stakes appeal when an insurance company denies your claim for benefits under your disability insurance policy. There is considerable information available about appealing Social Security Disability Insurance denials, but the process and the laws involved are entirely different when you are dealing with private disability insurance. Professionals who have invested their lives in developing their expertise and skill rely on private disability insurance to protect them if an illness or injury prevents them from practicing their profession. But far too often, when the time comes to file a claim, […]

It often takes a serious struggle to get a disability insurance provider to start paying benefits on a claim, and when they do, the claimants often wrongly assume the struggle is over. But sometimes, it’s only just beginning. When an insurance company has sent a reservation of rights letter, it may be possible for the company to change its decision. Not only will they deny the claim and stop paying benefits—but they may also demand that you pay back benefits you’ve already received. This can amount to many thousands of dollars. It is vitally important for disability insurance policyholders to: […]