Resource Center

Author: Seltzer & Associates

Maintaining Your Treatment and Disability Record

Sep 30, 2020 in Articles by

Obtaining appropriate medical treatment and care while disabled is not only important for your health and well-being, it is required to secure and maintain your individual disability insurance and/or long-term disability insurance benefits. The appropriate medical care requirement and definition is spelled out in your disability insurance policy. If you have questions or concerns about the appropriate care requirement and/or maintaining your treatment record for your disability, contact a Philadelphia disability insurance lawyer at Seltzer & Associates. Our legal team represents healthcare professionals nationwide. Your Philadelphia Disability Insurance Lawyer Understands the Importance of Recording Ongoing Treatment A disability insurance company’s […]

Prediction: Long-Term Disability Claims Will Rise After COVID-19

Sep 16, 2020 in Articles by

COVID-19 has turned our world upside down. Millions of people have been infected with coronavirus, and the long-term effects are still widely unknown. One prediction is likely to come true: long-term disability claims will rise after COVID-19. Whether your disability stems from COVID-19 or another source, a Philadelphia long-term disability claim attorney at Seltzer & Associates is ready to discuss your claim for disability insurance benefits today. Ask a Philadelphia Long-Term Disability Claim Attorney: Why Might Long-Term Disability Claims Rise After COVID-19? While we have learned quite a bit about the novel coronavirus over the last several months, our growing […]

Working with Vocational Experts in Your Disability Case

Aug 31, 2020 in Articles by

When you are suffering from a disability, your medical treatment should be the primary focus of your medical care plan. However, being disabled brings a whole host of issues, including the financial concerns of being unable to work.  Our legal team understands your chief desire is to recover and be well enough to return to a meaningful medical career. We also understand that the physical and mental limitations of your disability prevent you from doing so. In order to secure your disability insurance benefits, you need to prove that due to your disability, you can no longer perform the material […]

Disability Insurance Benefits: Understanding Own Occupation vs. Any Occupation

Aug 24, 2020 in Articles by

Being disabled and unable to work is a difficult and trying time, full of medical and financial uncertainty. Long-term disability insurance can help provide some financial stability when you are unable to work. With a wealth of experience in helping medical professionals secure their disability insurance benefits, the Philadelphia disability insurance attorney team at Seltzer & Associates is ready to help you secure your disability insurance benefits. One of the challenges of securing long-term disability insurance benefits is understanding the terms and definitions used in the insurance policies. Understanding your coverage is essential in crafting a record and highlighting your […]

Need to Appeal a Disability Insurance Claim Denial? The Clock is Running.

Jul 31, 2020 in Articles by

After paying premiums for years on your disability insurance policy, receiving a denial of your disability insurance benefits is disheartening. The denial adds to the stress and uncertainty you face while disabled. When you receive a denial notification from your disability insurance company, it is essential to contact a Philadelphia Long Term Disability appeal lawyer as soon as possible. Timing is Everything Timing is everything and that is especially true when it comes to appealing your disability insurance denial. Once you are notified of the denial, you only have 180 days to file your appeal. If you miss this window, […]

When Should a Physician Hire a Disability Insurance Lawyer?

Jul 29, 2020 in Articles by

Deciding to hire a professional is a big decision, but as a physician, you understand the importance of hiring a professional to address specific needs. Your disability insurance benefits are there to provide you financial peace of mind when you are unable to work due to your disabling medical condition, but the disability insurance companies do not make the process easy on anyone. Relying on a Philadelphia Disability Insurance Lawyer to handle your claim for disability insurance benefits is the right choice. With nationwide experience dealing with all major disability insurance carriers, Seltzer & Associates is prepared to fight for […]

Wrongfully Denied Disability Insurance Claim? We Work With Your Disability Insurance Company.

Jul 9, 2020 in Articles by

Considering the years that you have paid premiums to your disability insurance company, in good faith, as well as the time and effort of applying for disability insurance benefits, a denial is frustrating and can feel demoralizing. If you are denied your disability insurance benefits, do not give up. You have options and our nationwide disability law firm is here to help. At Seltzer & Associates, we have years of experience working with all of the major disability insurance companies. Your Philadelphia long term disability denial lawyer at our firm will take a direct approach with your disability insurance company […]

Client Spotlight: Philadelphia Disability Insurance Attorneys for Physicians

Jul 2, 2020 in Articles by

Physicians are called to take care of the health and well-being of patients, but when an accident or injury results in their own disability, they need an advocate for their personal health and well-being, which includes financial security.    Seltzer & Associates has taken a special interest in representing physicians in disability insurance matters. Every Philadelphia disability insurance attorney on our team understands the intricacies of the medical profession. As a society, we place a unique pressure on physicians to perform at exceptional levels in demanding environments. A stressor that the coronavirus pandemic has amplified in recent months. After years of […]

Doctors & Addiction: Do You Qualify for Disability Benefits?

Jun 30, 2020 in Articles by

Doctors and medical personnel have high-stress jobs that can trigger emotional and physical conditions like addiction, depression, anxiety and PTSD. Dealing with the loss of life and patients and their families during the worst moments of their life can cause a person distress more so than less demanding jobs.  Addiction in doctors is a coping mechanism, and one that requires attention to overcome. For many, addiction to drugs or alcohol means they are unable to see patients or perform surgeries. If this is the case, you may qualify for benefits under your disability insurance policy.   About Addiction in Doctors Physicians […]

Do I Qualify for Short-Term or Long-Term Disability Insurance Due to Coronavirus?

Jun 24, 2020 in Articles by

Short-term disability insurance plans provide benefits if you’re unable to work due to an injury or illness. It’s different from workers’ compensation insurance that only provides coverage if you’re injured on the job. Disability insurance covers you when you get injured or become ill and can no longer perform the duties basic of your job. Seltzer & Associates is representing essential frontline workers, like healthcare professionals, claim and receive disability insurance benefits. If you’ve developed a disorder, like anxiety, depression, PTSD, or addiction, as a result of your COVID-19-related work, you may qualify for disability insurance benefits. Speak with a […]