Resource Center

Author: Seltzer & Associates

Physicians Need to Consider Short-Term Disability Insurance Offerings for Themselves and Staff at Their Practice

Running any business comes with challenges, and operating a successful medical practice is no exception. It is necessary to consider the details and policies specific to the medical profession in order to protect patients and their private information. However, those in charge of a medical practice cannot ignore the regular business components that keep a business running smoothly. This includes hiring and retaining the staff necessary to keep your medical practice functional. One consideration in attracting the staff necessary for your medical practice is providing a compensation package to attract and successfully employ medical staff including physicians, nurses, and other […]

Covid Variants in 2023 Continue to Pose Disability Risks to Physicians

Dec 29, 2023 in COVID-19 by

COVID variants have presented many challenges for our medical system. In addition to coping with unknown transmission methods and rates as well as varying symptoms over the years, protecting our community from pandemic levels of disease becomes a paramount focus despite the limited information initially at hand of a new variant. All of this continues to put strain on our doctors, nurses, and other healthcare providers. Sometimes this strain becomes so great that our medical professionals become unable to work due to a disabling condition. COVID has disabled doctors in many ways. Some medical professionals suffer due to exposure to […]

COPD Diagnosis & Treatment Updates May Impact Disability Insurance Claims

Chronic obstructive pulmonary disease (COPD) is a serious respiratory disease affecting approximately 16 million Americans, in addition to many more who suffer despite not having a diagnosis. COPD drastically affects one’s ability to carry out daily tasks, let alone continuing in a high-stress, high-functioning career like the medical field. Physicians, surgeons, and other medical professionals need to have a certain level of physical fitness to complete the long shift work and the physically demanding tasks necessary to provide medical care to their patients. Due to the physical limitations caused by COPD, many doctors are unable to continue practicing medicine. To […]

Surgeons Face Disabling Mental Health Conditions and Suicide Risk

A medical career as a surgeon is extremely demanding. After years of study in medical school, hopeful graduates spend many more years studying as surgical residents and undergoing intense training and occupational stress. This stress can lead to a number of medical conditions ranging from physical fatigue and exhaustion, injury or psychiatric and psychological impairments. While the medical community is raising awareness of these impediments to practicing medicine, more needs to be done to protect our surgeons.  As a community, we need to work together to ensure those taking care of our medical needs are not left to fend for […]

Help is Available for Doctors Suffering From Substance Use Disorder

We hear about the consequences of substance use and abuse frequently. From news reports, television shows, podcasts, and anecdotal stories, the prevalence of substance use and abuse is difficult to avoid. Unfortunately, substance use can develop into something debilitating: Substance Use Disorder.  Substance Use Disorder, or SUD, is actually a neuropsychiatric disorder defined by the American Psychiatric Association as the recurrent use of a drug or alcohol that causes significant functional impairment, including the inability to fulfill responsibilities at work. For physicians this is extremely dangerous as impairments at work can affect patient safety and medical outcomes, possibly even resulting […]

Awareness of Physician Burnout Helps Physicians Find Support for Mental Health Conditions

It has long been acknowledged that medical professionals are under an immense amount of pressure and experience high levels of stress in their careers. A career in medicine takes not only an incredible toll on the physical health of physicians but on their mental health as well. Dealing with patients’ health and life-and-death situations truly puts cognitive and emotional strain on physicians and only compounds over time. Often, doctors and other healthcare providers put their own care off, focusing on their patients’ needs rather than their own. This happens for a number of reasons, especially in regard to mental health […]

Changes in Medical Credentialing Help Doctors Obtain Support for Mental Health Conditions

Mental health is an important component of overall health. However, many people hide their mental health impairments for fear of the stigma associated with these conditions. This is especially true in the medical profession. Doctors often ignore their own suffering in order to maintain their medical careers and continue providing care for patients. This ultimately does more harm than good, as physicians suffer through depression, anxiety disorders, PTSD, physician burnout, and a variety of other mental health conditions that inhibit physicians’ ability to provide adequate patient care and meet the duties of their profession.  As mentioned, a primary concern that […]

Physicians with Breast Cancer Need Support for Disability Insurance Benefits

Cancer of any kind can be a scary diagnosis. Even doctors facing a cancer diagnosis can have fear about what this means for their health, their life, and their careers. Breast cancer is disrupting to medical careers, with treatment taking sufferers out of the workforce while undergoing a host of treatments.  Though it is more common for women to be diagnosed with breast cancer, men can still suffer from this disease. Approximately 300,000 people in the United States will be diagnosed with breast cancer in 2023, with just shy of 3,000 of those people being men. Throughout diagnosis and treatment, […]

Doctors Suffering Dementia Face Challenges Obtaining Disability Insurance Benefits

Dementia is a challenging disease to address. This is especially true for doctors for a number of reasons. Not only is dementia a disease that can be difficult to identify but there is still a stigma around any type of mental or cognitive impairments, especially in careers that have a high level of education and training required. While the medical community is making strides toward eliminating this stigma, there is still progress to be made.  Unfortunately, the complexity of diagnosing dementia along with the stigma of psychiatric and psychological conditions creates problems when it comes to seeking disability insurance benefits. […]

Advantages of Individual Disability Insurance for Physicians

Many professionals ensure they have disability insurance coverage when they start a new job. With several employer benefits being set for confirmation and renewal, many employees do not conduct a thorough review of their coverage annually despite changing needs over time. It is a good idea to review your policies  Another option should your employer-offered disability insurance policies not meet your needs, is to purchase your own policies outside the group plan. There are a number of advantages to having an individual disability insurance policy, notably being able to take your policy with you should you change jobs as well […]