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Author: Seltzer & Associates

Short-Term Disability Insurance Benefits Provide Financial Relief to Cancer Patients

A cancer diagnosis can quickly unsettle any individual. Uncertainty and fear creep into patients’ and caregivers’ minds as they face this new medical challenge. The good news is that medicine is constantly evolving, and new treatments for cancer have given new hope to patients and families. In some instances, treatment may only take a few months, and resolve before long-term disability insurance takes effect. Reviewing your insurance policy with the experienced legal team at Seltzer & Associates can help you prepare for filing a claim for long-term disability insurance benefits. Short-term disability insurance benefits can help a cancer patient lessen […]

Healthcare Workers Still Face the Effects of Covid-19

May 31, 2022 in COVID-19 by

Healthcare workers have been dealing with Covid-19 and its effects for years now. The uncertainty of treatment options for patients, shortage of medical supplies, and ever-changing Covid protocols have taken a toll on the mental, physical, and emotional well-being of our healthcare providers. These effects can be severe enough to prevent the healthcare workers who have served us throughout the pandemic from continuing their medical careers.  In times of uncertainty, disability insurance benefits can provide financial security to those unable to continue working due to disabling conditions. The effects of Covid have contributed to or caused many disabling conditions which […]

Mild Cases of Covid Linked to Brain Damage

Apr 14, 2022 in COVID-19 by

The effects of Covid are still being researched and explored. Even if a Covid case is mild, the lasting health impact can be significant. As Covid survivors move to the next stage of recovery, we are learning more about long Covid and how these survivors are affected, and how their lives are altered, including the ability to maintain daily activities and careers. Recently, attention has been given to the effects Covid has on the brain. While most studies have focused on the long-term effects of severe cases of Covid, recent studies have focused on the continued suffering and lasting effects […]

Researchers Seek Answers to Long Covid Brain Fog

Mar 31, 2022 in COVID-19 by

The arrival and progression of Covid has presented challenges worldwide. Those who have suffered from Covid face lingering effects that can affect them physically, mentally, emotionally, and cognitively. As researchers explore the effects of long Covid, they have looked to other areas such as cancer research that have yielded some potential treatments that may help survivors. Despite advancements in medical research regarding long Covid brain fog, we still have a long way to go. While researchers seek answers and develop viable treatment options, medical professionals who suffer from long Covid may be unable to work due to disabling medical conditions […]

Healthcare Conditions Can Impact Healthcare Workers’ Wellbeing

Feb 1, 2022 in COVID-19 by

Our medical professionals are under incredible pressure to treat patient illness and injury, save lives, and make groundbreaking medical discoveries, all while maintaining poise and confidence. Unfortunately, this pressure can build and become unsustainable. The stress our medical professionals experience daily compounds over time and can manifest in physical and mental health impairments. It can be so severe that it becomes necessary to take a leave of absence from the practice of medicine.  Medical professionals face unique occupational hazards. Being aware of these risks and potential consequences can prompt physicians to seek treatment as soon as possible, and to plan […]

I Was Denied. What Now? Understanding Your Denial Letter

Receiving a denial letter from your disability insurance company can be devastating. You may be suffering from injury or illness and unable to work, and now your disability insurer is telling you that they will not honor the coverage for which you paid premiums. As a healthcare professional, you made a sensible choice to purchase disability insurance coverage to secure your financial future in the event a disability prevented you from working. An insurance company denial letter should not deter you from exercising your rights and pursuing your claim for disability insurance benefits. Reach out to a Philadelphia disability insurance […]

Can I Receive Benefits for Bulging Disc Pain?

Back pain can be disruptive to any worker in any job role, but medical professionals can be quite susceptible to back injury due to the physical demands of the profession or specialty.  Any type of injury to the back or spinal disease can become severe enough to result in disability. Back pain is a seemingly common occurrence and many people overlook the severity of the symptoms or merely work through them. Be mindful of your condition and symptoms as you may be eligible to receive disability insurance benefits for bulging disc pain. Bulging disc pain is a result of discs […]

Top 3 Reasons Why Your Disability Benefits May Be Denied

Receiving a disability insurance claim denial can be overwhelming. You are already facing medical issues, time away from work, and uncertainty about the future. You do not need to add appealing your disability claim to the list. Disability insurance is supposed to relieve some of the stress experienced in times of disability by providing financial security to you and your family. Seltzer & Associates treat our medical and dental professionals with dignity and respect. You will not be brushed off because of a common condition. We understand that your disability insurance benefits may be the key to future financial security […]

Healthcare Professionals Mental, Nervous Long Term Disability Claims Jumped in 2020

Nov 30, 2021 in Articles by

Mental and nervous disabilities are affecting our healthcare professionals at rapidly increasing rates. This can be attributed to the rise in awareness surrounding mental health disorders, recognition of the severity of these conditions, and the limitations they pose on medical professionals. Another unfortunate reason for the jump in long term disability claims among healthcare professionals for mental and nervous disorders is the long term stress and burnout caused by dealing with Covid.  Covid-related claims for disability insurance benefits have created some questions as to claim coverage by insurance companies. Working with a Philadelphia disability insurance lawyer on your Covid-related claim […]

Does a Doctor’s Chronic Back Pain Qualify for Disability?

Nov 23, 2021 in Articles by

Chronic back pain can be debilitating and prevent doctors from working or participating in activities of daily living. Your disability insurance coverage should be available to provide you with financial security while you are unable to work due to disabling chronic back pain. Seltzer & Associates can assist you in pursuing these benefits regardless of your location. Chronic back pain can keep doctors from medical practice for extended periods depending on severity level. In addition to the physical limitations caused by illness or injury, the chronic pain suffered can contribute to declining mental health in doctors. The treatments for chronic […]