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Author: Seltzer & Associates

Need to Appeal a Disability Insurance Claim Denial? The Clock is Running.

Jul 31, 2020 in Articles by

After paying premiums for years on your disability insurance policy, receiving a denial of your disability insurance benefits is disheartening. The denial adds to the stress and uncertainty you face while disabled. When you receive a denial notification from your disability insurance company, it is essential to contact a Philadelphia Long Term Disability appeal lawyer as soon as possible. Timing is Everything Timing is everything and that is especially true when it comes to appealing your disability insurance denial. Once you are notified of the denial, you only have 180 days to file your appeal. If you miss this window, […]

When Should a Physician Hire a Disability Insurance Lawyer?

Jul 29, 2020 in Articles by

Deciding to hire a professional is a big decision, but as a physician, you understand the importance of hiring a professional to address specific needs. Your disability insurance benefits are there to provide you financial peace of mind when you are unable to work due to your disabling medical condition, but the disability insurance companies do not make the process easy on anyone. Relying on a Philadelphia Disability Insurance Lawyer to handle your claim for disability insurance benefits is the right choice. With nationwide experience dealing with all major disability insurance carriers, Seltzer & Associates is prepared to fight for […]

Wrongfully Denied Disability Insurance Claim? We Work With Your Disability Insurance Company.

Jul 9, 2020 in Articles by

Considering the years that you have paid premiums to your disability insurance company, in good faith, as well as the time and effort of applying for disability insurance benefits, a denial is frustrating and can feel demoralizing. If you are denied your disability insurance benefits, do not give up. You have options and our nationwide disability law firm is here to help. At Seltzer & Associates, we have years of experience working with all of the major disability insurance companies. Your Philadelphia long term disability denial lawyer at our firm will take a direct approach with your disability insurance company […]

Client Spotlight: Philadelphia Disability Insurance Attorneys for Physicians

Jul 2, 2020 in Articles by

Physicians are called to take care of the health and well-being of patients, but when an accident or injury results in their own disability, they need an advocate for their personal health and well-being, which includes financial security.    Seltzer & Associates has taken a special interest in representing physicians in disability insurance matters. Every Philadelphia disability insurance attorney on our team understands the intricacies of the medical profession. As a society, we place a unique pressure on physicians to perform at exceptional levels in demanding environments. A stressor that the coronavirus pandemic has amplified in recent months. After years of […]

Doctors & Addiction: Do You Qualify for Disability Benefits?

Jun 30, 2020 in Articles by

Doctors and medical personnel have high-stress jobs that can trigger emotional and physical conditions like addiction, depression, anxiety and PTSD. Dealing with the loss of life and patients and their families during the worst moments of their life can cause a person distress more so than less demanding jobs.  Addiction in doctors is a coping mechanism, and one that requires attention to overcome. For many, addiction to drugs or alcohol means they are unable to see patients or perform surgeries. If this is the case, you may qualify for benefits under your disability insurance policy.   About Addiction in Doctors Physicians […]

Do I Qualify for Short-Term or Long-Term Disability Insurance Due to Coronavirus?

Jun 24, 2020 in Articles by

Short-term disability insurance plans provide benefits if you’re unable to work due to an injury or illness. It’s different from workers’ compensation insurance that only provides coverage if you’re injured on the job. Disability insurance covers you when you get injured or become ill and can no longer perform the duties basic of your job. Seltzer & Associates is representing essential frontline workers, like healthcare professionals, claim and receive disability insurance benefits. If you’ve developed a disorder, like anxiety, depression, PTSD, or addiction, as a result of your COVID-19-related work, you may qualify for disability insurance benefits. Speak with a […]

A Note to Those on the Front Lines From Your Philadelphia Disability Insurance Lawyer

Jun 17, 2020 in Articles by

To our COVID-19 frontline workers in Philadelphia and across the country, we see you and value the work you’re doing for our communities. Our country has never seen a medical crisis of this magnitude, and we are learning together that the services of our frontline workers are more critical than we previously acknowledged.   For the doctors and nurses, police officers and health department officials, for the paramedics social workers, journalists and delivery men and women – we salute you and your essential efforts to combat the coronavirus and keep America up and running.  Disability Insurance Benefits for Healthcare Workers Each […]

What Essential Employees Need to Know About Long-Term Disability Insurance

Jun 10, 2020 in Articles by

A sudden condition or medical issue can devastate an employee’s career and cause financial problems. For example, a physician who has a debilitating heart attack and suffers a reduction of heart function that prevents her from being able to work will experience lost income and unplanned medical expenses for hospitalization, outpatient treatment, rehabilitation, prescriptions, etc. Long term disability insurance exists for scenarios like this one, where an employee is no longer able to complete their essential job duties due to a medical issue, psychiatric impairment, addiction or other disabling condition. Disability Insurance is Not the Same as Workers’ Compensation Long term […]