Resource Center

Author: Seltzer & Associates

Doctors Suffering Dementia Face Challenges Obtaining Disability Insurance Benefits

Dementia is a challenging disease to address. This is especially true for doctors for a number of reasons. Not only is dementia a disease that can be difficult to identify but there is still a stigma around any type of mental or cognitive impairments, especially in careers that have a high level of education and training required. While the medical community is making strides toward eliminating this stigma, there is still progress to be made.  Unfortunately, the complexity of diagnosing dementia along with the stigma of psychiatric and psychological conditions creates problems when it comes to seeking disability insurance benefits. […]

Advantages of Individual Disability Insurance for Physicians

Many professionals ensure they have disability insurance coverage when they start a new job. With several employer benefits being set for confirmation and renewal, many employees do not conduct a thorough review of their coverage annually despite changing needs over time. It is a good idea to review your policies  Another option should your employer-offered disability insurance policies not meet your needs, is to purchase your own policies outside the group plan. There are a number of advantages to having an individual disability insurance policy, notably being able to take your policy with you should you change jobs as well […]

Short-Term Disability Insurance Benefits for Doctors Facing Their Own Surgical Treatment

Anyone can get sick or injured at any time, including doctors. When illness or injury occurs, it is imperative to get the necessary medical treatment to aid in recovery, which sometimes includes surgery and ongoing care. As a doctor, you are well aware of frequent timeframes for the recovery of surgical patients. Recovery cannot be rushed, and the patient will return to daily activities and work activities when their health allows. Many doctors even prohibit their patients from returning to the workplace so that proper recovery can be well underway or complete by the time the patient does return to […]

Disability Insurance Benefits Protect Physicians’ Financial Future

It is a well-known fact that insurance coverage provides a benefit in case of an adverse event that would affect you and your family. We protect our homes with insurance policies, our possessions with supplemental policies and riders to home and renters insurance, and our vehicles with insurance as well. We enhance our personal health with health insurance. Travel insurance can protect your financial investment in a vacation should plans change for unforeseen reasons. Life insurance provides funds to beneficiaries in the event of death, leaving financial security to those left behind.  While no one plans to have a serious […]

Disability Insurance Claims for Doctors as Another Covid Surge Approaches

Jul 17, 2023 in COVID-19 by

Just as in previous years, there seems to be an increase in COVID cases and hospitalizations as we end our summer. Predictions for the fall and winter seasons indicate we should expect another surge of COVID-19 cases in the United States. While we have learned much about COVID-19 treatments and prognosis, this disease remains a threat to our medical community and community at large. Despite having available prevention protocols and vaccines to halt the spread of COVID-19, we are still very vulnerable to this disease. Treatment for Covid has helped alleviate some symptoms, but there is still much to learn […]

Cardiovascular Risks on the Rise in the Summer Heat

For many, the beginning of summer brings to mind relaxation, time with friends and family, and holiday plans. Unfortunately for people who already suffer from or have an increased risk for cardiovascular disease, heart disease, heart attacks, and other disabling conditions, the summer heat poses additional risk for worsening the condition and potentially resulting in disability. That being the case, when disability keeps healthcare workers from engaging in their work in the medical field, they need to make a claim for disability insurance benefits. These benefits provide replacement income to offset lost wages due to a disabling condition, keeping the […]

Back Pain and Back Injuries Cause Years of Disability and Significant Costs

Millions of Americans suffer from back pain every year. From short-term episodes to chronic suffering from back pain, this is an ongoing problem in terms of our population’s physical and economic health. The economic cost of lost wages and treating back pain and injuries is high. Those who suffer from disabling back pain experience the cost of treatment, lost income, and potential career loss. Short-term and long-term disability insurance benefits offer replacement income when medical professionals cannot continue working in their medical careers due to disabling back pain. That said, physicians who are suffering from a disabling back condition and […]

The Ongoing Battle for Mental Health Care for Physicians

There are health awareness months for many diseases. From heart disease to cancer, disabling conditions receive recognition and campaigns for research and improved treatment options for patients. It is important to raise visibility and awareness of medical conditions, especially those that are not readily apparent. This includes mental health conditions. Mental health awareness is an ongoing campaign. Many people do not realize how many people around them suffer from a mental health condition and how those conditions impact their ability to perform even simple tasks of daily living despite the outward appearance of having it all together until one day […]

Long Covid Update: Study Identifies 12 Symptoms Impacting Covid Sufferers

May 17, 2023 in COVID-19 by

The research into Covid, lingering symptoms, and treatment protocols continue today. Though medical researchers have learned a lot about this disease that suddenly appeared and caused catastrophic levels of disability and death, there is still much to learn. A new study has focused on identifying symptoms and symptom clusters to ascertain long Covid in patients. By establishing more criteria for long Covid, medical researchers are able to further study the effects of the long Covid as well as develop treatments for Covid patients. This research gives hope for improving the care that those disabled by long Covid receive as well […]

Heart Attacks Continue to Disrupt Doctors’ Medical Careers

Heart attacks are prevalent in our country. A quick search of the news will promptly yield many stories, articles, or video clips from around the country of people suffering from heart attack and heart disease, physicians developing treatment regimes their physicians institute for reducing the risk of initial or repeat heart attacks, or patients overcoming the odds to survive after their heart attack emergency. Whether these stories are meant to warn the rest of us to pay attention to our own health and monitor risk factors of heart attack or to encourage us that there is hope for recovery after […]