Category: Long Term Disability Insurance

5 Things Doctors Need to Know About Disability Insurance

Jun 30, 2021 in Articles by

Disability insurance policies are purchased to provide financial security to insured individuals should they become unable to work in the same capacity due to a disabling medical condition. This insurance coverage is important to all professionals, particularly licensed doctors such as physicians and surgeons.    At Seltzer & Associates, we have extensive experience working with insurance companies nationwide and pursuing claims for medical professionals seeking individual, group, short-term and long-term disability insurance benefits. If your ability to work has been affected by a medical condition a Philadelphia long-term disability lawyer may be able to help. Not only will our team help […]

Philadelphia Long Term Disability Lawyer Explains Vision Loss vs. Blindness

Jun 16, 2021 in Articles by

Vision loss and impairment can easily disrupt a physician or surgeon’s ability to work.  However, many people are uncertain whether a disability insurance policy will provide coverage in the event of disability due to vision loss. Vision loss that prevents a doctor from working may be a covered condition under a disability insurance policy, and you should not forego any disability insurance benefits to which you are entitled. Seltzer & Associates has extensive experience working with insurance companies on a national level to secure disability insurance benefits for clients suffering from a wide range of disabilities. When insured individuals may […]

Social Anxiety: Do I Qualify for Disability Benefits in Philadelphia?

Jun 2, 2021 in Articles by

Social Anxiety Disorder is a mental health condition in which sufferers have difficulty engaging and interacting with others, going to new places, and meeting new people. Social anxiety can be devastating to a medical career due to the associated limitations. When social anxiety derails medical careers, many rely on disability insurance benefits for financial security. Unfortunately, many insurance companies make it difficult to secure disability insurance benefits for mental health conditions such as social anxiety. Working with a Philadelphia long-term disability lawyer can help you safeguard your future. At Seltzer & Associates, we understand how disruptive mental health disorders can […]

Challenges Face COVID-19 ‘Long-Haulers’ in Pursuit of Disability Insurance Benefits

Apr 19, 2021 in Articles by

It has been more than a year since we first learned of COVID-19 and experienced an ever-changing and challenging world. Our medical professionals, doctors and surgeons have been rightfully hailed as heroes throughout the pandemic as they seek ways to treat symptoms and prevent the spread of COVID-19. At Seltzer & Associates, we honor and thank our medical professionals for all they do to protect our community health while putting themselves at risk for exposure to infectious diseases including COVID-19.  As time goes on we learn more about the effects on COVID-19 “long-haulers,” defined as people who experience lingering side […]

How Gaps in Treatment Threaten Your LTD Case

Nov 30, 2020 in Articles by

When you are facing a disability that prevents you from working, it can be difficult and overwhelming to keep up with your disability claim in addition to your recovery. However, it is important to keep a consistent treatment plan as recommended by your doctors while pursuing a long-term disability insurance claim, not only for your health and well-being but to protect your long-term disability insurance benefits. If you experience a gap in treatment for your disability, you can rely on a Philadelphia long-term disability insurance attorney at Seltzer & Associates to help you through the long-term disability process. How the […]

5 Tips for Filing an LTD Claim

Nov 16, 2020 in Articles by

Filing a long-term disability insurance claim can be a long and complicated process. By following these tips, you will be better organized as you file your LTD claim. Not only will these tips help you file your LTD claim, but they will help you maintain your long-term disability benefits.  Over time, your disability insurance company will evaluate your claim to determine your eligibility to receive disability insurance benefits, despite the apparent limitations in your work capacity. These tips will help you prepare for an adverse decision by the insurer, and an appeal if necessary. Of course, working with a Philadelphia […]

Maintaining Your Treatment and Disability Record

Sep 30, 2020 in Articles by

Obtaining appropriate medical treatment and care while disabled is not only important for your health and well-being, it is required to secure and maintain your individual disability insurance and/or long-term disability insurance benefits. The appropriate medical care requirement and definition is spelled out in your disability insurance policy. If you have questions or concerns about the appropriate care requirement and/or maintaining your treatment record for your disability, contact a Philadelphia disability insurance lawyer at Seltzer & Associates. Our legal team represents healthcare professionals nationwide. Your Philadelphia Disability Insurance Lawyer Understands the Importance of Recording Ongoing Treatment A disability insurance company’s […]