The research into Covid, lingering symptoms, and treatment protocols continue today. Though medical researchers have learned a lot about this disease that suddenly appeared and caused catastrophic levels of disability and death, there is still much to learn. A new study has focused on identifying symptoms and symptom clusters to ascertain long Covid in patients. By establishing more criteria for long Covid, medical researchers are able to further study the effects of the long Covid as well as develop treatments for Covid patients. This research gives hope for improving the care that those disabled by long Covid receive as well […]
Category: Long Term Disability Insurance
Long-term disability insurance benefits provide peace of mind by preparing for the event you are unable to keep working due to a disabling condition. Long-term disability insurance policies typically cover a period of time that extends from several months to years as long as the disabling condition exists and the qualifying policy definitions are met by the disabled insured. Some disabled physicians are able to return to some form of medical practice after receiving extensive medical treatment for their disabling condition. However, recovery from a disabling condition does not protect you from never experiencing a setback or becoming disabled in […]
Disabling conditions present complexities to anyone suffering from a disabling illness or injury. From medical treatment and diagnosis to managing daily activities of living, disabling conditions bring many challenges. Add on to those challenges that disabling conditions often prevent working and earning income, those suffering from a disabling condition have a lot to overcome. Fortunately, disability insurance benefits can provide financial security to insureds who are unable to work due to disability. Doctors and other high-earning medical professionals need to protect their future by contracting for these benefits in advance and pursuing disability insurance benefits when illness or injury prevents […]
Long-term disability insurance is a financial protection against income loss if you become disabled and are unable to work. This investment in your future can provide peace of mind by providing replacement income when a disability prevents professionals from maintaining their careers and livelihood. In professional careers, such as doctors, the disability insurance coverage contracted for at the beginning of a medical career may no longer be adequate as a doctor’s career grows and develops. Fortunately, disability insurance companies offer a variety of policies and riders that can augment coverage to adjust to a doctor’s changing needs over a career. […]
Back injuries are a common health problem. Our spines are responsible for so much of our mobility and activities of daily life. When someone experiences a back injury, it may be immediately disabling or become disabling over time. When back injuries are compounded, pain and limited mobility can quickly become a completely disabling condition. People have different tolerances and experiences when it comes to pain and limited physical capacity. It may be difficult to identify precisely when a condition reaches the point of becoming disabling. Thus, it is critical that injured doctors seek medical advice and appropriate care for these […]
When you find yourself disabled and unable to work, providing for your financial needs can become a major concern. Fortunately, there are several resources that can help you through this difficult time, and a Philadelphia disability insurance attorney is yet another resource that can help you overcome the challenges you face. As you pursue your long-term disability insurance benefits to replace your lost income due to a disabling condition, you need to carefully review your policy and understand the requirements, limitations, and definitions that will be used by your insurance company to determine your claim and the financial benefit you […]
Mental and nervous disabilities are affecting our healthcare professionals at rapidly increasing rates. This can be attributed to the rise in awareness surrounding mental health disorders, recognition of the severity of these conditions, and the limitations they pose on medical professionals. Another unfortunate reason for the jump in long term disability claims among healthcare professionals for mental and nervous disorders is the long term stress and burnout caused by dealing with Covid. Covid-related claims for disability insurance benefits have created some questions as to claim coverage by insurance companies. Working with a Philadelphia disability insurance lawyer on your Covid-related claim […]
Insurance companies do not make it easy for their insureds to obtain long term disability benefits. Complex filing procedures and continued proof of loss requirements may give insurance companies opportunities to deny or terminate your benefits. When you are unable to work and are suffering from a disabling condition, the last thing you want to do is engage in battle with your insurance company over your long term disability insurance benefits. However, a Philadelphia ERISA benefits lawyer can handle your claim as well as any ERISA issues, disability insurance denials or terminations. Insurance companies are, first and foremost, profit-seeking businesses. […]
Your first meeting with a Philadelphia long term disability lawyer will provide you with detailed understanding of the disability insurance claim process.
COVID-19 long-haulers face many challenges as they deal with the lingering effects of the virus. Months after the initial infection, hospitalizations, medical treatments, and therapy, leave many long-haulers unable to return to work due to limitations caused by COVID-19.