Category: Long Term Disability Insurance

Back Injuries Hurt Physicians and Their Patients

Back injuries are a common health problem. Our spines are responsible for so much of our mobility and activities of daily life. When someone experiences a back injury, it may be immediately disabling or become disabling over time. When back injuries are compounded, pain and limited mobility can quickly become a completely disabling condition.  People have different tolerances and experiences when it comes to pain and limited physical capacity.  It may be difficult to identify precisely when a condition reaches the point of becoming disabling.  Thus, it is critical that injured doctors seek medical advice and appropriate care for these […]

How Long-Term Disability Offsets Affect Your Insurance Claim for Benefits

When you find yourself disabled and unable to work, providing for your financial needs can become a major concern. Fortunately, there are several resources that can help you through this difficult time, and a Philadelphia disability insurance attorney is yet another resource that can help you overcome the challenges you face. As you pursue your long-term disability insurance benefits to replace your lost income due to a disabling condition, you need to carefully review your policy and understand the requirements, limitations, and definitions that will be used by your insurance company to determine your claim and the financial benefit you […]

Healthcare Professionals Mental, Nervous Long Term Disability Claims Jumped in 2020

Nov 30, 2021 in Articles by

Mental and nervous disabilities are affecting our healthcare professionals at rapidly increasing rates. This can be attributed to the rise in awareness surrounding mental health disorders, recognition of the severity of these conditions, and the limitations they pose on medical professionals. Another unfortunate reason for the jump in long term disability claims among healthcare professionals for mental and nervous disorders is the long term stress and burnout caused by dealing with Covid.  Covid-related claims for disability insurance benefits have created some questions as to claim coverage by insurance companies. Working with a Philadelphia disability insurance lawyer on your Covid-related claim […]

How ERISA May Affect Your Long Term Disability Benefits

Nov 16, 2021 in Articles by

Insurance companies do not make it easy for their insureds to obtain long term disability benefits. Complex filing procedures and continued proof of loss requirements may give insurance companies opportunities to deny or terminate your benefits. When you are unable to work and are suffering from a disabling condition, the last thing you want to do is engage in battle with your insurance company over your long term disability insurance benefits. However, a Philadelphia ERISA benefits lawyer can handle your claim as well as any ERISA issues, disability insurance denials or terminations. Insurance companies are, first and foremost, profit-seeking businesses. […]

5 Things Doctors Need to Know About Disability Insurance

Jun 30, 2021 in Articles by

Disability insurance policies are purchased to provide financial security to insured individuals should they become unable to work in the same capacity due to a disabling medical condition. This insurance coverage is important to all professionals, particularly licensed doctors such as physicians and surgeons.    At Seltzer & Associates, we have extensive experience working with insurance companies nationwide and pursuing claims for medical professionals seeking individual, group, short-term and long-term disability insurance benefits. If your ability to work has been affected by a medical condition a Philadelphia long-term disability lawyer may be able to help. Not only will our team help […]

Philadelphia Long Term Disability Lawyer Explains Vision Loss vs. Blindness

Jun 16, 2021 in Articles by

Vision loss and impairment can easily disrupt a physician or surgeon’s ability to work.  However, many people are uncertain whether a disability insurance policy will provide coverage in the event of disability due to vision loss. Vision loss that prevents a doctor from working may be a covered condition under a disability insurance policy, and you should not forego any disability insurance benefits to which you are entitled. Seltzer & Associates has extensive experience working with insurance companies on a national level to secure disability insurance benefits for clients suffering from a wide range of disabilities. When insured individuals may […]

Social Anxiety: Do I Qualify for Disability Benefits in Philadelphia?

Jun 2, 2021 in Articles by

Social Anxiety Disorder is a mental health condition in which sufferers have difficulty engaging and interacting with others, going to new places, and meeting new people. Social anxiety can be devastating to a medical career due to the associated limitations. When social anxiety derails medical careers, many rely on disability insurance benefits for financial security. Unfortunately, many insurance companies make it difficult to secure disability insurance benefits for mental health conditions such as social anxiety. Working with a Philadelphia long-term disability lawyer can help you safeguard your future. At Seltzer & Associates, we understand how disruptive mental health disorders can […]