Category: Disability Insurance

Does a Doctor’s Chronic Back Pain Qualify for Disability?

Chronic back pain can be debilitating and prevent doctors from working or participating in activities of daily living. Your disability insurance coverage should be available to provide you with financial security while you are unable to work due to disabling chronic back pain. Seltzer & Associates can assist you in pursuing these benefits regardless of your location. Chronic back pain can keep doctors from medical practice for extended periods depending on severity level. In addition to the physical limitations caused by illness or injury, the chronic pain suffered can contribute to declining mental health in doctors. The treatments for chronic […]

Physician Burnout: Factors and Consequences

Oct 29, 2021 in Articles by

Physicians, surgeons and dentists have stressful, demanding careers. Caring for patients, maintaining a busy schedule, and balancing the demands of daily life can take a toll. When these stressors rise to an unmanageable level, burnout can occur. Physicians may become unable to practice medicine because of the mental and cognitive effects of burnout. Losses in income and added financial stress adds to the vicious cycle and pressures brought on by physician burnout. Fortunately, disability insurance policies can provide some much-needed financial relief during this difficult time.  The approval of your claim for disability insurance benefits is essential when physician burnout […]

What is a Business Overhead Expense Policy (BOE)?

Oct 15, 2021 in Articles by

As a high-earning, skilled professional, you can take precautions against financial losses in the event of a disability that results in your inability to work. Individual disability and long-term disability insurance coverages provide personal financial security when you experience losses in income due to a disabling condition that keeps you from performing your job as you had before, but what happens to your practice and patients? There are additional expenses associated with running a business such as a medical or dental practice that your individual disability insurance policies will not cover.  You should not have to use your savings account […]

Disability Benefits for Doctors With Cancer

Oct 1, 2021 in Articles by

Cancer is a diagnosis that can startle anyone, even the most experienced doctors. Shock, denial, grief, and pain can overwhelm doctors suffering from this disease. A cancer diagnosis often comes with much uncertainty. Disability insurance benefits should be a source of stability and security for you so you can focus on beating the diagnosis. A Philadelphia disability insurance attorney can help you through the disability claims process. Seltzer & Associates represents medical professionals essential to caring for our communities. We apply our years of professional experience in handling disability insurance claims to achieve the best possible outcomes for our clients.  […]