Resource Center

There are health awareness months for many diseases. From heart disease to cancer, disabling conditions receive recognition and campaigns for research and improved treatment options for patients. It is important to raise visibility and awareness of medical conditions, especially those that are not readily apparent. This includes mental health conditions. Mental health awareness is an ongoing campaign. Many people do not realize how many people around them suffer from a mental health condition and how those conditions impact their ability to perform even simple tasks of daily living despite the outward appearance of having it all together until one day […]

Disabling conditions present complexities to anyone suffering from a disabling illness or injury. From medical treatment and diagnosis to managing daily activities of living, disabling conditions bring many challenges. Add on to those challenges that disabling conditions often prevent working and earning income, those suffering from a disabling condition have a lot to overcome. Fortunately, disability insurance benefits can provide financial security to insureds who are unable to work due to disability. Doctors and other high-earning medical professionals need to protect their future by contracting for these benefits in advance and pursuing disability insurance benefits when illness or injury prevents […]

Disability insurance companies are always receiving claims for disability insurance benefits. The analysts and claims adjusters are tasked with the difficult job of evaluating thousands of claims each year and determining which claims are legitimate and should be paid to the claimant. Details are important to these claim evaluations and can make a difference in your pursuit or disability insurance benefits. There are many potential challenges in building a claim for disability insurance benefits. These include identifying your disabling conditions, explaining how these conditions prevent you from maintaining your medical career as it fits the requirements of your disability insurance […]

Physicians are accustomed to treating patients for health concerns, not worrying about their own health and ability to work. However, doctors are not immune from illnesses or injuries that can result in severe disabling conditions which may even prevent them from working and practicing medicine. When a doctor faces this hardship, it is important to draw on all available resources to help with medical treatment and rehabilitation.  In addition to your own medical care and legal teams, your disability insurance provider and the Family Medical Leave Act, or FMLA, can play a significant role in providing disabled healthcare professionals the […]

Long Covid continues to plague our country, with little known on how to address treatment, especially for the lingering symptoms of long Covid. It has only been recently that long Covid has been recognized as an ongoing problem, as long haulers have been experiencing severe and debilitating side effects of their initial Covid infection for over a year. Despite studies on the progression of long Covid revealing more of the complexities of this disease and how people are responding to treatments, Covid long haulers are being kept out of the workplace by their mounting Covid ailments. With the availability of […]

Medical residents are a critical part of the medical industry. These doctors are integral to the future of medicine, participating in medical research and development and providing patient care. Since medical residents are in the early stages of their medical careers, they are still learning about all the components needed to make their careers successful. This includes mitigating lost income if they become disabled and are unable to continue working. Disability insurance benefits are an important resource for any medical professional, but residents should especially take note as well. Medical residents are juggling enough with work and other training responsibilities […]

Physicians and other medical professionals have a lot to consider when selecting a disability insurance policy. As your career and medical practice develop, it is a good idea to periodically take stock of your needs in disability insurance policies to make sure you have appropriate coverage. Disability insurance benefits provide financial security when doctors are unable to work, including replacement income streams or protection to a physician’s practice in the form of business overhead expense insurance. Your disability insurance benefits can include a variety of provisions that are beneficial to doctors and other healthcare providers in particular. For example, the […]

Medical professionals are a great resource to their patients, providing recommendations and treatment plans to address illnesses and conditions afflicting their patients. Years of education and training go into developing medical professionals and achieving the level of knowledge and experience their patients rely upon when they have a health concern. Continuing education, research and development, and networking with other medical professionals create a wealth of information that healthcare providers can utilize, passing on these valuable resources to patients who need it. Healthcare providers also need access to resources when it comes to their own health and well-being. Whether these resources […]

Many challenges face doctors applying for disability insurance benefits due to disabling conditions preventing them from working. From acknowledging the severity of their disabling conditions to staying on top of disability insurance claim paperwork, the application process can quickly become overwhelming. Add on managing medical treatment, adjusting to new limitations of their disabling condition, and coping with being unable to work, doctors facing disability have a lot to deal with, especially if they are facing multiple disabling diagnoses. Fortunately, disability insurance benefits can help alleviate the financial burden of disabled doctors being out of work. Your disability insurance benefits are […]

Accidents, illnesses, and disabilities can occur at any time of the year. While there is no good time to experience any of these setbacks, the holidays may present a particular set of challenges while dealing with your disability insurance claim, especially if it is new to you. Regardless of the time of year, Seltzer & Associates is available to handle your claim for disability insurance benefits and guide you through this time of uncertainty.  Leaving Your Medical Practice Behind at the Holidays As a physician, you may be concerned about how your absence from your practice will affect your colleagues, […]