Resource Center

It is a well-known fact that insurance coverage provides a benefit in case of an adverse event that would affect you and your family. We protect our homes with insurance policies, our possessions with supplemental policies and riders to home and renters insurance, and our vehicles with insurance as well. We enhance our personal health with health insurance. Travel insurance can protect your financial investment in a vacation should plans change for unforeseen reasons. Life insurance provides funds to beneficiaries in the event of death, leaving financial security to those left behind.  While no one plans to have a serious […]

For many, the beginning of summer brings to mind relaxation, time with friends and family, and holiday plans. Unfortunately for people who already suffer from or have an increased risk for cardiovascular disease, heart disease, heart attacks, and other disabling conditions, the summer heat poses additional risk for worsening the condition and potentially resulting in disability. That being the case, when disability keeps healthcare workers from engaging in their work in the medical field, they need to make a claim for disability insurance benefits. These benefits provide replacement income to offset lost wages due to a disabling condition, keeping the […]

Millions of Americans suffer from back pain every year. From short-term episodes to chronic suffering from back pain, this is an ongoing problem in terms of our population’s physical and economic health. The economic cost of lost wages and treating back pain and injuries is high. Those who suffer from disabling back pain experience the cost of treatment, lost income, and potential career loss. Short-term and long-term disability insurance benefits offer replacement income when medical professionals cannot continue working in their medical careers due to disabling back pain. That said, physicians who are suffering from a disabling back condition and […]

There are health awareness months for many diseases. From heart disease to cancer, disabling conditions receive recognition and campaigns for research and improved treatment options for patients. It is important to raise visibility and awareness of medical conditions, especially those that are not readily apparent. This includes mental health conditions. Mental health awareness is an ongoing campaign. Many people do not realize how many people around them suffer from a mental health condition and how those conditions impact their ability to perform even simple tasks of daily living despite the outward appearance of having it all together until one day […]

Disabling conditions present complexities to anyone suffering from a disabling illness or injury. From medical treatment and diagnosis to managing daily activities of living, disabling conditions bring many challenges. Add on to those challenges that disabling conditions often prevent working and earning income, those suffering from a disabling condition have a lot to overcome. Fortunately, disability insurance benefits can provide financial security to insureds who are unable to work due to disability. Doctors and other high-earning medical professionals need to protect their future by contracting for these benefits in advance and pursuing disability insurance benefits when illness or injury prevents […]

Disability insurance companies are always receiving claims for disability insurance benefits. The analysts and claims adjusters are tasked with the difficult job of evaluating thousands of claims each year and determining which claims are legitimate and should be paid to the claimant. Details are important to these claim evaluations and can make a difference in your pursuit or disability insurance benefits. There are many potential challenges in building a claim for disability insurance benefits. These include identifying your disabling conditions, explaining how these conditions prevent you from maintaining your medical career as it fits the requirements of your disability insurance […]

Physicians are accustomed to treating patients for health concerns, not worrying about their own health and ability to work. However, doctors are not immune from illnesses or injuries that can result in severe disabling conditions which may even prevent them from working and practicing medicine. When a doctor faces this hardship, it is important to draw on all available resources to help with medical treatment and rehabilitation.  In addition to your own medical care and legal teams, your disability insurance provider and the Family Medical Leave Act, or FMLA, can play a significant role in providing disabled healthcare professionals the […]

Long Covid continues to plague our country, with little known on how to address treatment, especially for the lingering symptoms of long Covid. It has only been recently that long Covid has been recognized as an ongoing problem, as long haulers have been experiencing severe and debilitating side effects of their initial Covid infection for over a year. Despite studies on the progression of long Covid revealing more of the complexities of this disease and how people are responding to treatments, Covid long haulers are being kept out of the workplace by their mounting Covid ailments. With the availability of […]

Medical residents are a critical part of the medical industry. These doctors are integral to the future of medicine, participating in medical research and development and providing patient care. Since medical residents are in the early stages of their medical careers, they are still learning about all the components needed to make their careers successful. This includes mitigating lost income if they become disabled and are unable to continue working. Disability insurance benefits are an important resource for any medical professional, but residents should especially take note as well. Medical residents are juggling enough with work and other training responsibilities […]

Physicians and other medical professionals have a lot to consider when selecting a disability insurance policy. As your career and medical practice develop, it is a good idea to periodically take stock of your needs in disability insurance policies to make sure you have appropriate coverage. Disability insurance benefits provide financial security when doctors are unable to work, including replacement income streams or protection to a physician’s practice in the form of business overhead expense insurance. Your disability insurance benefits can include a variety of provisions that are beneficial to doctors and other healthcare providers in particular. For example, the […]