Resource Center

Medical professionals are a great resource to their patients, providing recommendations and treatment plans to address illnesses and conditions afflicting their patients. Years of education and training go into developing medical professionals and achieving the level of knowledge and experience their patients rely upon when they have a health concern. Continuing education, research and development, and networking with other medical professionals create a wealth of information that healthcare providers can utilize, passing on these valuable resources to patients who need it. Healthcare providers also need access to resources when it comes to their own health and well-being. Whether these resources […]

Many challenges face doctors applying for disability insurance benefits due to disabling conditions preventing them from working. From acknowledging the severity of their disabling conditions to staying on top of disability insurance claim paperwork, the application process can quickly become overwhelming. Add on managing medical treatment, adjusting to new limitations of their disabling condition, and coping with being unable to work, doctors facing disability have a lot to deal with, especially if they are facing multiple disabling diagnoses. Fortunately, disability insurance benefits can help alleviate the financial burden of disabled doctors being out of work. Your disability insurance benefits are […]

Accidents, illnesses, and disabilities can occur at any time of the year. While there is no good time to experience any of these setbacks, the holidays may present a particular set of challenges while dealing with your disability insurance claim, especially if it is new to you. Regardless of the time of year, Seltzer & Associates is available to handle your claim for disability insurance benefits and guide you through this time of uncertainty.  Leaving Your Medical Practice Behind at the Holidays As a physician, you may be concerned about how your absence from your practice will affect your colleagues, […]

Every disability is unique to the individual patient, despite common diagnoses. While commonalities help treating physicians create their treatment plans with a certain level of confidence, your own responses and progress during treatment will guide your physician in your long-term care plan.  Your treatment for your disabling condition may include a variety of therapies, medications, and other protocols. While experienced doctors and healthcare professionals may expect a certain level of exercise and physical therapy to be part of a treatment protocol, early success in exercise or physical therapy regimes may lead to a termination of disability insurance benefits. The insurance […]

The effects of long Covid continue to be explored as more people experience lingering symptoms even after recovery from Covid. While many people are considered recovered from an initial Covid diagnosis and expect to resume their regular activities, long Covid has been found to frustrate these expectations and contribute to an overall decline in health. Suffering from long Covid may result in the inability to maintain a career, especially for those in the medical profession. In fact, it is estimated that 4 million members of the working population in the United States are out of the workforce due to long […]

Suffering from a disabling condition brings many challenges. Most people experience a noticeable change in physical and/or cognitive ability when suffering from a disabling condition. Mental health and emotional well-being often decline with the daily struggle of coping with a disabling medical condition. The inability to perform certain tasks, participate in regular activities, and maintain a medical career with a disabling condition can become frustrating. While you may have little or no control over the recovery process, having disability insurance benefits can provide replacement income while you are unable to work as you had pre-disability. Your disability insurance benefits can […]

Heart attacks can easily take a doctor out of practice. Unfortunately, after an initial heart attack, the heart is weakened and the risk of another heart attack increases. Just as an initial heart attack can prevent doctors from working, a repeat heart attack can further damage the heart muscle making a full recovery impossible. Suffering additional setbacks while already in recovery from a disabling medical condition can be frustrating and disheartening. Seltzer & Associates has years of experience representing clients who work in high-stress medical careers. Recognizing Your Risk for Repeat Heart Attacks  Common risks for a repeat heart attack […]

Cancer affects millions of Americans annually. Due to the prevalence of cancer and the risk of recurrence, many insurance companies will limit or deny coverage for those who have previously had cancer or who have higher risk factors for cancer. This limitation puts medical professionals in a precarious state as they already are highlighted for denial and terminations by insurance companies due to potentially high payouts for claims. If you find yourself in a situation where your claim for disability insurance benefits is denied based on a cancer diagnosis, your disability attorney will review your policy and advise you accordingly. […]

Our medical professionals are under incredible pressure to treat patient illness and injury, save lives, and make groundbreaking medical discoveries, all while maintaining poise and confidence. Unfortunately, this pressure can build and become unsustainable. The stress our medical professionals experience daily compounds over time and can manifest in physical and mental health impairments. It can be so severe that it becomes necessary to take a leave of absence from the practice of medicine.  Medical professionals face unique occupational hazards. Being aware of these risks and potential consequences can prompt physicians to seek treatment as soon as possible, and to plan […]

Receiving a denial letter from your disability insurance company can be devastating. You may be suffering from injury or illness and unable to work, and now your disability insurer is telling you that they will not honor the coverage for which you paid premiums. As a healthcare professional, you made a sensible choice to purchase disability insurance coverage to secure your financial future in the event a disability prevented you from working. An insurance company denial letter should not deter you from exercising your rights and pursuing your claim for disability insurance benefits. Reach out to a Philadelphia disability insurance […]