Pregnancy can be an especially challenging time of life for some individuals. There are a range of emotions, physical symptoms, and pressure from society on how to handle a pregnancy. Many professionals feel pressure to continue working through pregnancy and to return to the workplace promptly, even if it is adverse to their health. This is especially true in certain professions where there can be concern about losing clients or patients while needing to take a step back from the workplace due to pregnancy. This is true in the medical field. Pregnancy can also be a risky endeavor, with pregnancy-related […]
Category: Disability Insurance
Chronic obstructive pulmonary disease (COPD) is a serious respiratory disease affecting approximately 16 million Americans, in addition to many more who suffer despite not having a diagnosis. COPD drastically affects one’s ability to carry out daily tasks, let alone continuing in a high-stress, high-functioning career like the medical field. Physicians, surgeons, and other medical professionals need to have a certain level of physical fitness to complete the long shift work and the physically demanding tasks necessary to provide medical care to their patients. Due to the physical limitations caused by COPD, many doctors are unable to continue practicing medicine. To […]
A medical career as a surgeon is extremely demanding. After years of study in medical school, hopeful graduates spend many more years studying as surgical residents and undergoing intense training and occupational stress. This stress can lead to a number of medical conditions ranging from physical fatigue and exhaustion, injury or psychiatric and psychological impairments. While the medical community is raising awareness of these impediments to practicing medicine, more needs to be done to protect our surgeons. As a community, we need to work together to ensure those taking care of our medical needs are not left to fend for […]
We hear about the consequences of substance use and abuse frequently. From news reports, television shows, podcasts, and anecdotal stories, the prevalence of substance use and abuse is difficult to avoid. Unfortunately, substance use can develop into something debilitating: Substance Use Disorder. Substance Use Disorder, or SUD, is actually a neuropsychiatric disorder defined by the American Psychiatric Association as the recurrent use of a drug or alcohol that causes significant functional impairment, including the inability to fulfill responsibilities at work. For physicians this is extremely dangerous as impairments at work can affect patient safety and medical outcomes, possibly even resulting […]
Cancer of any kind can be a scary diagnosis. Even doctors facing a cancer diagnosis can have fear about what this means for their health, their life, and their careers. Breast cancer is disrupting to medical careers, with treatment taking sufferers out of the workforce while undergoing a host of treatments. Though it is more common for women to be diagnosed with breast cancer, men can still suffer from this disease. Approximately 300,000 people in the United States will be diagnosed with breast cancer in 2023, with just shy of 3,000 of those people being men. Throughout diagnosis and treatment, […]
Dementia is a challenging disease to address. This is especially true for doctors for a number of reasons. Not only is dementia a disease that can be difficult to identify but there is still a stigma around any type of mental or cognitive impairments, especially in careers that have a high level of education and training required. While the medical community is making strides toward eliminating this stigma, there is still progress to be made. Unfortunately, the complexity of diagnosing dementia along with the stigma of psychiatric and psychological conditions creates problems when it comes to seeking disability insurance benefits. […]
It is a well-known fact that insurance coverage provides a benefit in case of an adverse event that would affect you and your family. We protect our homes with insurance policies, our possessions with supplemental policies and riders to home and renters insurance, and our vehicles with insurance as well. We enhance our personal health with health insurance. Travel insurance can protect your financial investment in a vacation should plans change for unforeseen reasons. Life insurance provides funds to beneficiaries in the event of death, leaving financial security to those left behind. While no one plans to have a serious […]
For many, the beginning of summer brings to mind relaxation, time with friends and family, and holiday plans. Unfortunately for people who already suffer from or have an increased risk for cardiovascular disease, heart disease, heart attacks, and other disabling conditions, the summer heat poses additional risk for worsening the condition and potentially resulting in disability. That being the case, when disability keeps healthcare workers from engaging in their work in the medical field, they need to make a claim for disability insurance benefits. These benefits provide replacement income to offset lost wages due to a disabling condition, keeping the […]
Millions of Americans suffer from back pain every year. From short-term episodes to chronic suffering from back pain, this is an ongoing problem in terms of our population’s physical and economic health. The economic cost of lost wages and treating back pain and injuries is high. Those who suffer from disabling back pain experience the cost of treatment, lost income, and potential career loss. Short-term and long-term disability insurance benefits offer replacement income when medical professionals cannot continue working in their medical careers due to disabling back pain. That said, physicians who are suffering from a disabling back condition and […]
There are health awareness months for many diseases. From heart disease to cancer, disabling conditions receive recognition and campaigns for research and improved treatment options for patients. It is important to raise visibility and awareness of medical conditions, especially those that are not readily apparent. This includes mental health conditions. Mental health awareness is an ongoing campaign. Many people do not realize how many people around them suffer from a mental health condition and how those conditions impact their ability to perform even simple tasks of daily living despite the outward appearance of having it all together until one day […]