Resource Center

Heart attacks are prevalent in our country. A quick search of the news will promptly yield many stories, articles, or video clips from around the country of people suffering from heart attack and heart disease, physicians developing treatment regimes their physicians institute for reducing the risk of initial or repeat heart attacks, or patients overcoming the odds to survive after their heart attack emergency. Whether these stories are meant to warn the rest of us to pay attention to our own health and monitor risk factors of heart attack or to encourage us that there is hope for recovery after […]

Long-term disability insurance is a financial protection against income loss if you become disabled and are unable to work. This investment in your future can provide peace of mind by providing replacement income when a disability prevents professionals from maintaining their careers and livelihood. In professional careers, such as doctors, the disability insurance coverage contracted for at the beginning of a medical career may no longer be adequate as a doctor’s career grows and develops. Fortunately, disability insurance companies offer a variety of policies and riders that can augment coverage to adjust to a doctor’s changing needs over a career. […]

Medical professionals can agree that long Covid is serious and results in a wide range of debilitating conditions. Someone who was otherwise healthy can be brought down by this virus quickly or slowly, with lingering effects that may not even be recognized as a symptom for a significant period of time. However, diagnosing long Covid can be challenging which in turn can complicate everything from receiving medical treatment to adjusting to new limitations as they are lined to Covid or not, and even obtaining disability insurance benefits.  Over the last few years, research has been dedicated to learning more about […]

The medical profession is known for being a demanding occupation. Long hours exhaust medical professionals physically, mentally, and emotionally. Historically, long hours while training and beginning a career in medicine were discussed as if longer hours and more strenuous training were something to aspire to in order to demonstrate dedication to the profession, even to the point of unsafe fatigue. Now we better know the consequences of working grueling hours and how sleep deprivation and fatigue can affect the health of doctors as well as the quality of care patients receive. Each sector of the medical profession comes with its […]

Medical residents are a critical part of the medical industry. These doctors are integral to the future of medicine, participating in medical research and development and providing patient care. Since medical residents are in the early stages of their medical careers, they are still learning about all the components needed to make their careers successful. This includes mitigating lost income if they become disabled and are unable to continue working. Disability insurance benefits are an important resource for any medical professional, but residents should especially take note as well. Medical residents are juggling enough with work and other training responsibilities […]

Physicians and other medical professionals have a lot to consider when selecting a disability insurance policy. As your career and medical practice develop, it is a good idea to periodically take stock of your needs in disability insurance policies to make sure you have appropriate coverage. Disability insurance benefits provide financial security when doctors are unable to work, including replacement income streams or protection to a physician’s practice in the form of business overhead expense insurance. Your disability insurance benefits can include a variety of provisions that are beneficial to doctors and other healthcare providers in particular. For example, the […]

Medical professionals are a great resource to their patients, providing recommendations and treatment plans to address illnesses and conditions afflicting their patients. Years of education and training go into developing medical professionals and achieving the level of knowledge and experience their patients rely upon when they have a health concern. Continuing education, research and development, and networking with other medical professionals create a wealth of information that healthcare providers can utilize, passing on these valuable resources to patients who need it. Healthcare providers also need access to resources when it comes to their own health and well-being. Whether these resources […]

Back injuries are a common health problem. Our spines are responsible for so much of our mobility and activities of daily life. When someone experiences a back injury, it may be immediately disabling or become disabling over time. When back injuries are compounded, pain and limited mobility can quickly become a completely disabling condition.  People have different tolerances and experiences when it comes to pain and limited physical capacity.  It may be difficult to identify precisely when a condition reaches the point of becoming disabling.  Thus, it is critical that injured doctors seek medical advice and appropriate care for these […]

Heart attacks can easily take a doctor out of practice. Unfortunately, after an initial heart attack, the heart is weakened and the risk of another heart attack increases. Just as an initial heart attack can prevent doctors from working, a repeat heart attack can further damage the heart muscle making a full recovery impossible. Suffering additional setbacks while already in recovery from a disabling medical condition can be frustrating and disheartening. Seltzer & Associates has years of experience representing clients who work in high-stress medical careers. Recognizing Your Risk for Repeat Heart Attacks  Common risks for a repeat heart attack […]

Your first meeting with a Philadelphia long term disability lawyer will provide you with detailed understanding of the disability insurance claim process.