Disability insurance coverage is a financial safeguard to protect you should you become unable to work due to illness or injury. These benefits provide an income stream to you and your family when you are unable to work due to a disabling medical condition. When focusing on your health, a disability insurance claim may not be atop your list of priorities, but if your claim is denied, you need to work with a Philadelphia long-term disability lawyer to keep on track with the appeal process. Do not delay; if you miss your window to appeal a disability insurance denial, you can lose out on your opportunity to receive disability insurance benefits. Seltzer & Associates works with clients nationwide to secure the benefits they need.
Fighting the Disability Appeals Deadlines
Disability insurance policies have strict timeframes for appealing denials and terminations of disability insurance benefits. Long-term disability denials generally must be appealed within 180 days, which may sound like plenty of time to appeal the insurance company’s decision, but when you are ill or injured, appealing an adverse decision can be a daunting task.
Paperwork, forms, medical records, and correspondence pile up, and if you miss a deadline or mishandle a component of your appeal, you could lose the disability insurance benefits you deserve. Seltzer & Associates works on denials and terminations of individual and long-term disability benefits claims for clients, nationwide. We are ready to help you through the appeal process.
Appealing Your Disability Benefits Denial with a Philadelphia Long-Term Disability Lawyer
Meeting deadlines and following procedures are essential to formulating a successful appeal. Working with a Philadelphia long-term disability lawyer can make all the difference in overcoming a disability insurance company’s denial or termination. The appeal process allows you the opportunity to present additional evidence in support of a disability claim. Your Philadelphia long-term disability lawyer knows how to build support for your claim to demonstrate your eligibility for benefits.
Things to Remember About Your Disability Insurance Appeal
- Watch out for approaching deadlines in your appeal, and make sure your appeal is submitted timely.
- Keep your medical provider list up to date for your disability record. This will make it easier to collect and submit additional records in support of the claim.
- Respond to inquiries from the insurance company. You can use this opportunity to build your case.
Your Philadelphia long-term disability lawyer will be with you each step of the appeal process to keep your appeal on track.
Other Policy Considerations
Your disability insurance policy likely has provisions regarding offsets, limitations, and continuing care requirements that will be assessed and applied to your claim. If your claim is denied or terminated following a review by your insurer, it is important for you to take immediate action. Seltzer & Associates knows will know how to meet all requirements of the appeal process, including deadlines to submit evidence and responses to inquiries.
Schedule Your Free Consultation with a Philadelphia Long-Term Disability Lawyer
Do not surrender the disability insurance benefits you deserve. If you are denied disability insurance benefits, working with a Philadelphia long-term disability lawyer is essential to appealing your denial. Contact Seltzer & Associates to schedule your free consultation by calling us at 888-699-4222 or completing our online form.