It can take considerable effort to satisfy the insurance company’s requirements to receive benefits for a long-term disability claim. Once claimants receive notice that they have been approved, they often breathe a sigh of relief and assume the work is over. It isn’t. As a legal team that has focused on disability insurance claims for decades, we understand that insurance companies often seek reasons to terminate disability benefits. No matter how severe your condition and how obvious your disabilities may be, it is vitally important to follow the requirements established in your policy, or you could find your benefits discontinued at the time […]

It is critical for professionals to have disability insurance coverage not only to provide protection in case of physical injury or illness but also as a safeguard in case a psychiatric or psychological disability interferes with the ability to practice their profession responsibly. While mental health impairments can be as debilitating as physical problems, professionals often hesitate to file disability insurance claims for these conditions for a variety of reasons. When they do seek the benefits they are entitled to under their coverage, these professionals are often met with denials or endless requests for additional information that make it impossible […]