Do I Qualify for Short-Term or Long-Term Disability Insurance Due to Coronavirus?

Jun 24, 2020 - Articles by

Short-term disability insurance plans provide benefits if you’re unable to work due to an injury or illness. It’s different from workers’ compensation insurance that only provides coverage if you’re injured on the job. Disability insurance covers you when you get injured or become ill and can no longer perform the duties basic of your job.

Seltzer & Associates is representing essential frontline workers, like healthcare professionals, claim and receive disability insurance benefits. If you’ve developed a disorder, like anxiety, depression, PTSD, or addiction, as a result of your COVID-19-related work, you may qualify for disability insurance benefits. Speak with a Philadelphia private disability attorney to learn about your options based on your unique situation.

Coronavirus & Disability Insurance

Whether or not you qualify for short term benefit payments due to exposure to coronavirus depends upon your circumstances. We wish we could give you a definitive answer, but that’s just not the case. 

Medical professionals and healthcare workers who become ill or develop psychiatric symptoms as a result of working in stressful COVID-19 active workplaces have disability insurance options they need to consider when they find they are unable to continue performing their essential job functions. 

Some examples of situations where a COVID-19-related disability claim may exist include: 

  • A physician who can no longer treat patients because he has developed a substance  addiction after providing critical care for coronavirus infected patients for months. 
  • A dentist who contracted an infection because she didn’t have the proper medical supplies due to the pandemic.
  • A trauma surgeon who has been leading the coronavirus-related emergencies in his hospital, watched countless patients die along, and is now struggling with retriggered PTSD.

These provide some examples of cases where a Philadelphia private disability attorney can assist you in your claim for disability insurance benefits.

To Learn More, Speak with a Philadelphia Private Disability Attorney

Seltzer & Associates is here to help. We’ve spent the last 40 years working with top healthcare workers, executives and lawyers throughout the country collect their disability insurance benefits. We’re sad to report that we are seeing insurance companies deny COVID-19-related claims. The news of claim denials makes it even more important for essential employees to seek legal guidance from a Philadelphia private disability attorney. Together, we can work with the insurance company to ensure you get the benefits you are entitled to when you can no longer complete your job duties. 

Learn more about COVID-19 disability insurance benefits, what’s happening with current claims, and common disabling conditions. We’re here for you when you need us. Contact Seltzer & Associates today – serving clients nationwide for more than four decades.