Receiving a denial letter from your disability insurance company can be devastating. You may be suffering from injury or illness and unable to work, and now your disability insurer is telling you that they will not honor the coverage for which you paid premiums. As a healthcare professional, you made a sensible choice to purchase disability insurance coverage to secure your financial future in the event a disability prevented you from working. An insurance company denial letter should not deter you from exercising your rights and pursuing your claim for disability insurance benefits. Reach out to a Philadelphia disability insurance attorney at Seltzer & Associates to discuss your disability denial letter and your next steps.
What Is In Your Disability Denial Letter?
Your disability denial letter should contain specific information detailing the company’s review of your claim as well as information regarding the appeals process. The denial letter should specify:
- A basis for denying your claim for disability insurance benefits
- Medical conditions considered in your application for disability insurance benefits
- Medical opinions used in reviewing and determining your claim
- The time frame for appealing the insurance company’s denial
- The process for obtaining the record of your disability benefits claim held by the insurance company
A Philadelphia disability insurance attorney can help you understand the information contained in the denial letter and handle your appeal.
Working with a Philadelphia Disability Insurance Attorney on Your Appeal
You should always be mindful of the appeal deadline so do not hesitate to consult with an attorney. Seltzer & Associates is experienced in handling disability insurance claim appeals on a nationwide level. Working with a Philadelphia disability insurance attorney can assist you during this most difficult time.
Schedule Your Free Consultation with a Philadelphia Disability Insurance Attorney
Do not put yourself at a disadvantage by pursuing your disability insurance benefits appeal on your own. If your disability insurance benefits have been denied, you need to schedule a free consultation with a Philadelphia disability insurance attorney to fight for yourself and your claim. Contact Seltzer & Associates by calling 888-699-4222 or completing our online contact form.