Jan 23, 2021 - Articles, ERISA by Seltzer & Associates
Physicians are accustomed to working on complicated medical matters to solve their patients’ medical issues. However, when a medical professional becomes disabled, working through the process for an ERISA long term disability claim can quickly become an elaborate and perplexing task. Working with a Philadelphia ERISA long term disability lawyer can help medical professionals avoid common mistakes in ERISA claims. If you are unable to work due to a disabling condition, you should contact Seltzer & Associates to help you avoid common mistakes made in ERISA claims.
Mistake: Not Working with a Philadelphia ERISA Long Term Disability Lawyer
One of the more common mistakes medical professionals make pertaining to their claim for ERISA long term disability benefits is not working with an experienced ERISA lawyer. Your Philadelphia ERISA long term disability lawyer at Seltzer & Associates is familiar with insurance companies nationwide that administer the ERISA long term disability plans. They are familiar with insurance company requests for information, insurance forms, and denial positions and appeals processes. Do not let a paperwork technicality prevent the prompt receipt of the ERISA long term disability benefits to which you are entitled.
In addition, if you need to file a lawsuit due to the denial or termination of your ERISA long term disability benefits, working with an experienced ERISA attorney is crucial. ERISA lawsuits are unique and can become complex. Do not make the mistake of not working with an experienced Philadelphia ERISA long term disability lawyer to pursue your benefits.
Mistake: Not Fully Documenting Your Disability
As a medical professional, relying upon medical records and objective examinations to monitor your patients’ conditions is routine. However, in an ERISA long term disability claim, recording more than the standard information may be necessary to adequately prove the extent of your restrictions or limitations that prevent you from working. A Philadelphia ERISA long term disability lawyer can help complete your ERISA claims paperwork and ensure your disability claim is properly filed to clarify your restrictions and limitations.
Mistake: Overdoing Your Activity
Your treating physician has placed limitations on your activity for a reason: to help prevent further deterioration of your health. It is difficult to give up activities due to a disability. Not only is engaging in activities outside of your treating physician’s orders detrimental to your health, but it will damage your claim for ERISA long term disability benefits. This is especially difficult when a person is needs these benefits for financial security during this challenging time and makes an ill-advised, premature attempt at working against a doctor’s recommendation.
Overexerting yourself and not following your physician’s instructions may cause an ERISA plan administrator to deny or terminate your ERISA long term disability benefits. Engaging in strenuous activity against doctors’ order may cast doubt on the reports of your limitations and may lead the insurance company to believe you are able to return to work and are no longer in need of your long term disability benefits.
Contact a Philadelphia ERISA Long Term Disability Lawyer
Do not let ERISA complications prevent you from obtaining your ERISA long term disability benefits. If you are disabled and unable to work, you need to contact a Philadelphia ERISA long term disability lawyer at Seltzer & Associates to discuss your claim for ERISA benefits.