Physicians are accustomed to treating patients for health concerns, not worrying about their own health and ability to work. However, doctors are not immune from illnesses or injuries that can result in severe disabling conditions which may even prevent them from working and practicing medicine. When a doctor faces this hardship, it is important to draw on all available resources to help with medical treatment and rehabilitation.  In addition to your own medical care and legal teams, your disability insurance provider and the Family Medical Leave Act, or FMLA, can play a significant role in providing disabled healthcare professionals the […]

Long Covid continues to plague our country, with little known on how to address treatment, especially for the lingering symptoms of long Covid. It has only been recently that long Covid has been recognized as an ongoing problem, as long haulers have been experiencing severe and debilitating side effects of their initial Covid infection for over a year. Despite studies on the progression of long Covid revealing more of the complexities of this disease and how people are responding to treatments, Covid long haulers are being kept out of the workplace by their mounting Covid ailments. With the availability of […]

Medical residents are a critical part of the medical industry. These doctors are integral to the future of medicine, participating in medical research and development and providing patient care. Since medical residents are in the early stages of their medical careers, they are still learning about all the components needed to make their careers successful. This includes mitigating lost income if they become disabled and are unable to continue working. Disability insurance benefits are an important resource for any medical professional, but residents should especially take note as well. Medical residents are juggling enough with work and other training responsibilities […]

Physicians and other medical professionals have a lot to consider when selecting a disability insurance policy. As your career and medical practice develop, it is a good idea to periodically take stock of your needs in disability insurance policies to make sure you have appropriate coverage. Disability insurance benefits provide financial security when doctors are unable to work, including replacement income streams or protection to a physician’s practice in the form of business overhead expense insurance. Your disability insurance benefits can include a variety of provisions that are beneficial to doctors and other healthcare providers in particular. For example, the […]

Medical professionals are a great resource to their patients, providing recommendations and treatment plans to address illnesses and conditions afflicting their patients. Years of education and training go into developing medical professionals and achieving the level of knowledge and experience their patients rely upon when they have a health concern. Continuing education, research and development, and networking with other medical professionals create a wealth of information that healthcare providers can utilize, passing on these valuable resources to patients who need it. Healthcare providers also need access to resources when it comes to their own health and well-being. Whether these resources […]

Many challenges face doctors applying for disability insurance benefits due to disabling conditions preventing them from working. From acknowledging the severity of their disabling conditions to staying on top of disability insurance claim paperwork, the application process can quickly become overwhelming. Add on managing medical treatment, adjusting to new limitations of their disabling condition, and coping with being unable to work, doctors facing disability have a lot to deal with, especially if they are facing multiple disabling diagnoses. Fortunately, disability insurance benefits can help alleviate the financial burden of disabled doctors being out of work. Your disability insurance benefits are […]

Accidents, illnesses, and disabilities can occur at any time of the year. While there is no good time to experience any of these setbacks, the holidays may present a particular set of challenges while dealing with your disability insurance claim, especially if it is new to you. Regardless of the time of year, Seltzer & Associates is available to handle your claim for disability insurance benefits and guide you through this time of uncertainty.  Leaving Your Medical Practice Behind at the Holidays As a physician, you may be concerned about how your absence from your practice will affect your colleagues, […]

Every disability is unique to the individual patient, despite common diagnoses. While commonalities help treating physicians create their treatment plans with a certain level of confidence, your own responses and progress during treatment will guide your physician in your long-term care plan.  Your treatment for your disabling condition may include a variety of therapies, medications, and other protocols. While experienced doctors and healthcare professionals may expect a certain level of exercise and physical therapy to be part of a treatment protocol, early success in exercise or physical therapy regimes may lead to a termination of disability insurance benefits. The insurance […]

Covid brain fog is a misunderstood but significant lingering symptom of Covid. It is more than fatigue or exhaustion that long-haulers suffer from. Not much research was initially given to the disabling impairment of Covid brain fog, but as we learn more about long-hauler suffering and the lasting impact of this unprecedented disease, the severity of Covid brain fog becomes apparent.  Since Covid brain fog may be mistaken for other impairments or wrapped up with other long-term symptoms, obtaining disability insurance benefits for Covid brain fog can be challenging. Seltzer & Associates has been on the front lines of the […]

The effects of long Covid continue to be explored as more people experience lingering symptoms even after recovery from Covid. While many people are considered recovered from an initial Covid diagnosis and expect to resume their regular activities, long Covid has been found to frustrate these expectations and contribute to an overall decline in health. Suffering from long Covid may result in the inability to maintain a career, especially for those in the medical profession. In fact, it is estimated that 4 million members of the working population in the United States are out of the workforce due to long […]