Back injuries are a common health problem. Our spines are responsible for so much of our mobility and activities of daily life. When someone experiences a back injury, it may be immediately disabling or become disabling over time. When back injuries are compounded, pain and limited mobility can quickly become a completely disabling condition.  People have different tolerances and experiences when it comes to pain and limited physical capacity.  It may be difficult to identify precisely when a condition reaches the point of becoming disabling.  Thus, it is critical that injured doctors seek medical advice and appropriate care for these […]

Heart attacks can easily take a doctor out of practice. Unfortunately, after an initial heart attack, the heart is weakened and the risk of another heart attack increases. Just as an initial heart attack can prevent doctors from working, a repeat heart attack can further damage the heart muscle making a full recovery impossible. Suffering additional setbacks while already in recovery from a disabling medical condition can be frustrating and disheartening. Seltzer & Associates has years of experience representing clients who work in high-stress medical careers. Recognizing Your Risk for Repeat Heart Attacks  Common risks for a repeat heart attack […]

Cancer affects millions of Americans annually. Due to the prevalence of cancer and the risk of recurrence, many insurance companies will limit or deny coverage for those who have previously had cancer or who have higher risk factors for cancer. This limitation puts medical professionals in a precarious state as they already are highlighted for denial and terminations by insurance companies due to potentially high payouts for claims. If you find yourself in a situation where your claim for disability insurance benefits is denied based on a cancer diagnosis, your disability attorney will review your policy and advise you accordingly. […]

When you find yourself disabled and unable to work, providing for your financial needs can become a major concern. Fortunately, there are several resources that can help you through this difficult time, and a Philadelphia disability insurance attorney is yet another resource that can help you overcome the challenges you face. As you pursue your long-term disability insurance benefits to replace your lost income due to a disabling condition, you need to carefully review your policy and understand the requirements, limitations, and definitions that will be used by your insurance company to determine your claim and the financial benefit you […]

A cancer diagnosis can quickly unsettle any individual. Uncertainty and fear creep into patients’ and caregivers’ minds as they face this new medical challenge. The good news is that medicine is constantly evolving, and new treatments for cancer have given new hope to patients and families. In some instances, treatment may only take a few months, and resolve before long-term disability insurance takes effect. Reviewing your insurance policy with the experienced legal team at Seltzer & Associates can help you prepare for filing a claim for long-term disability insurance benefits. Short-term disability insurance benefits can help a cancer patient lessen […]

Healthcare workers have been dealing with Covid-19 and its effects for years now. The uncertainty of treatment options for patients, shortage of medical supplies, and ever-changing Covid protocols have taken a toll on the mental, physical, and emotional well-being of our healthcare providers. These effects can be severe enough to prevent the healthcare workers who have served us throughout the pandemic from continuing their medical careers.  In times of uncertainty, disability insurance benefits can provide financial security to those unable to continue working due to disabling conditions. The effects of Covid have contributed to or caused many disabling conditions which […]

The effects of Covid are still being researched and explored. Even if a Covid case is mild, the lasting health impact can be significant. As Covid survivors move to the next stage of recovery, we are learning more about long Covid and how these survivors are affected, and how their lives are altered, including the ability to maintain daily activities and careers. Recently, attention has been given to the effects Covid has on the brain. While most studies have focused on the long-term effects of severe cases of Covid, recent studies have focused on the continued suffering and lasting effects […]

The arrival and progression of Covid has presented challenges worldwide. Those who have suffered from Covid face lingering effects that can affect them physically, mentally, emotionally, and cognitively. As researchers explore the effects of long Covid, they have looked to other areas such as cancer research that have yielded some potential treatments that may help survivors. Despite advancements in medical research regarding long Covid brain fog, we still have a long way to go. While researchers seek answers and develop viable treatment options, medical professionals who suffer from long Covid may be unable to work due to disabling medical conditions […]

Our medical professionals are under incredible pressure to treat patient illness and injury, save lives, and make groundbreaking medical discoveries, all while maintaining poise and confidence. Unfortunately, this pressure can build and become unsustainable. The stress our medical professionals experience daily compounds over time and can manifest in physical and mental health impairments. It can be so severe that it becomes necessary to take a leave of absence from the practice of medicine.  Medical professionals face unique occupational hazards. Being aware of these risks and potential consequences can prompt physicians to seek treatment as soon as possible, and to plan […]

Receiving a denial letter from your disability insurance company can be devastating. You may be suffering from injury or illness and unable to work, and now your disability insurer is telling you that they will not honor the coverage for which you paid premiums. As a healthcare professional, you made a sensible choice to purchase disability insurance coverage to secure your financial future in the event a disability prevented you from working. An insurance company denial letter should not deter you from exercising your rights and pursuing your claim for disability insurance benefits. Reach out to a Philadelphia disability insurance […]