Medical professionals can agree that long Covid is serious and results in a wide range of debilitating conditions. Someone who was otherwise healthy can be brought down by this virus quickly or slowly, with lingering effects that may not even be recognized as a symptom for a significant period of time. However, diagnosing long Covid can be challenging which in turn can complicate everything from receiving medical treatment to adjusting to new limitations as they are lined to Covid or not, and even obtaining disability insurance benefits.  Over the last few years, research has been dedicated to learning more about […]

The medical profession is known for being a demanding occupation. Long hours exhaust medical professionals physically, mentally, and emotionally. Historically, long hours while training and beginning a career in medicine were discussed as if longer hours and more strenuous training were something to aspire to in order to demonstrate dedication to the profession, even to the point of unsafe fatigue. Now we better know the consequences of working grueling hours and how sleep deprivation and fatigue can affect the health of doctors as well as the quality of care patients receive. Each sector of the medical profession comes with its […]

Disability insurance companies are always receiving claims for disability insurance benefits. The analysts and claims adjusters are tasked with the difficult job of evaluating thousands of claims each year and determining which claims are legitimate and should be paid to the claimant. Details are important to these claim evaluations and can make a difference in your pursuit or disability insurance benefits. There are many potential challenges in building a claim for disability insurance benefits. These include identifying your disabling conditions, explaining how these conditions prevent you from maintaining your medical career as it fits the requirements of your disability insurance […]

Physicians are accustomed to treating patients for health concerns, not worrying about their own health and ability to work. However, doctors are not immune from illnesses or injuries that can result in severe disabling conditions which may even prevent them from working and practicing medicine. When a doctor faces this hardship, it is important to draw on all available resources to help with medical treatment and rehabilitation.  In addition to your own medical care and legal teams, your disability insurance provider and the Family Medical Leave Act, or FMLA, can play a significant role in providing disabled healthcare professionals the […]

Long Covid continues to plague our country, with little known on how to address treatment, especially for the lingering symptoms of long Covid. It has only been recently that long Covid has been recognized as an ongoing problem, as long haulers have been experiencing severe and debilitating side effects of their initial Covid infection for over a year. Despite studies on the progression of long Covid revealing more of the complexities of this disease and how people are responding to treatments, Covid long haulers are being kept out of the workplace by their mounting Covid ailments. With the availability of […]

Medical residents are a critical part of the medical industry. These doctors are integral to the future of medicine, participating in medical research and development and providing patient care. Since medical residents are in the early stages of their medical careers, they are still learning about all the components needed to make their careers successful. This includes mitigating lost income if they become disabled and are unable to continue working. Disability insurance benefits are an important resource for any medical professional, but residents should especially take note as well. Medical residents are juggling enough with work and other training responsibilities […]

Physicians and other medical professionals have a lot to consider when selecting a disability insurance policy. As your career and medical practice develop, it is a good idea to periodically take stock of your needs in disability insurance policies to make sure you have appropriate coverage. Disability insurance benefits provide financial security when doctors are unable to work, including replacement income streams or protection to a physician’s practice in the form of business overhead expense insurance. Your disability insurance benefits can include a variety of provisions that are beneficial to doctors and other healthcare providers in particular. For example, the […]

Medical professionals are a great resource to their patients, providing recommendations and treatment plans to address illnesses and conditions afflicting their patients. Years of education and training go into developing medical professionals and achieving the level of knowledge and experience their patients rely upon when they have a health concern. Continuing education, research and development, and networking with other medical professionals create a wealth of information that healthcare providers can utilize, passing on these valuable resources to patients who need it. Healthcare providers also need access to resources when it comes to their own health and well-being. Whether these resources […]

Many challenges face doctors applying for disability insurance benefits due to disabling conditions preventing them from working. From acknowledging the severity of their disabling conditions to staying on top of disability insurance claim paperwork, the application process can quickly become overwhelming. Add on managing medical treatment, adjusting to new limitations of their disabling condition, and coping with being unable to work, doctors facing disability have a lot to deal with, especially if they are facing multiple disabling diagnoses. Fortunately, disability insurance benefits can help alleviate the financial burden of disabled doctors being out of work. Your disability insurance benefits are […]

Accidents, illnesses, and disabilities can occur at any time of the year. While there is no good time to experience any of these setbacks, the holidays may present a particular set of challenges while dealing with your disability insurance claim, especially if it is new to you. Regardless of the time of year, Seltzer & Associates is available to handle your claim for disability insurance benefits and guide you through this time of uncertainty.  Leaving Your Medical Practice Behind at the Holidays As a physician, you may be concerned about how your absence from your practice will affect your colleagues, […]