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Author: Seltzer & Associates

How Gaps in Treatment Threaten Your LTD Case

Nov 30, 2020 in Articles by

When you are facing a disability that prevents you from working, it can be difficult and overwhelming to keep up with your disability claim in addition to your recovery. However, it is important to keep a consistent treatment plan as recommended by your doctors while pursuing a long-term disability insurance claim, not only for your health and well-being but to protect your long-term disability insurance benefits. If you experience a gap in treatment for your disability, you can rely on a Philadelphia long-term disability insurance attorney at Seltzer & Associates to help you through the long-term disability process. How the […]

5 Tips for Filing an LTD Claim

Nov 16, 2020 in Articles by

Filing a long-term disability insurance claim can be a long and complicated process. By following these tips, you will be better organized as you file your LTD claim. Not only will these tips help you file your LTD claim, but they will help you maintain your long-term disability benefits.  Over time, your disability insurance company will evaluate your claim to determine your eligibility to receive disability insurance benefits, despite the apparent limitations in your work capacity. These tips will help you prepare for an adverse decision by the insurer, and an appeal if necessary. Of course, working with a Philadelphia […]

Maintaining Your Treatment and Disability Record

Sep 30, 2020 in Articles by

Obtaining appropriate medical treatment and care while disabled is not only important for your health and well-being, it is required to secure and maintain your individual disability insurance and/or long-term disability insurance benefits. The appropriate medical care requirement and definition is spelled out in your disability insurance policy. If you have questions or concerns about the appropriate care requirement and/or maintaining your treatment record for your disability, contact a Philadelphia disability insurance lawyer at Seltzer & Associates. Our legal team represents healthcare professionals nationwide. Your Philadelphia Disability Insurance Lawyer Understands the Importance of Recording Ongoing Treatment A disability insurance company’s […]

Prediction: Long-Term Disability Claims Will Rise After COVID-19

Sep 16, 2020 in Articles by

COVID-19 has turned our world upside down. Millions of people have been infected with coronavirus, and the long-term effects are still widely unknown. One prediction is likely to come true: long-term disability claims will rise after COVID-19. Whether your disability stems from COVID-19 or another source, a Philadelphia long-term disability insurance attorney at Seltzer & Associates is ready to discuss your claim for disability insurance benefits today. Ask a Philadelphia Long-Term Disability Claim Attorney: Why Might Long-Term Disability Claims Rise After COVID-19? While we have learned quite a bit about the novel coronavirus over the last several months, our growing […]

Working with Vocational Experts in Your Disability Case

Aug 31, 2020 in Articles by

When you are suffering from a disability, your medical treatment should be the primary focus of your medical care plan. However, being disabled brings a whole host of issues, including the financial concerns of being unable to work.  Our legal team understands your chief desire is to recover and be well enough to return to a meaningful medical career. We also understand that the physical and mental limitations of your disability prevent you from doing so. In order to secure your disability insurance benefits, you need to prove that due to your disability, you can no longer perform the material […]

Disability Insurance Benefits: Understanding Own Occupation vs. Any Occupation

Aug 24, 2020 in Articles by

Being disabled and unable to work is a difficult and trying time, full of medical and financial uncertainty. Long-term disability insurance can help provide some financial stability when you are unable to work. With a wealth of experience in helping medical professionals secure their disability insurance benefits, the Philadelphia disability insurance attorney team at Seltzer & Associates is ready to help you secure your disability insurance benefits. One of the challenges of securing long-term disability insurance benefits is understanding the terms and definitions used in the insurance policies. Understanding your coverage is essential in crafting a record and highlighting your […]